ZIP
87521
NM · County 35039 · pop 846 (population)
34.1
Opportunity Index
EARLY_SIGNALNational rank #11742
Why This ZIP
ZIP 87521 ranks #11742 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 87521 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35039 — ZIP 87521 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35039 — ZIP 87521 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35039 — ZIP 87521 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 22.0 |
| Vacancy | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 64.4 |
| Bank Institutional | 32.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11742
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.0
Pulse score31.5
Signal Breakdown — 10 Categories
Vacancy
18.0
Auction / REO
—
Construction Pressure
64.4
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.0%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 87521 | 31.5 | 23.7 | 0.0 | — |
| County 35039 | 30.1 | 20.7 | 0.0 | 14.5 |
| NM state avg | 30.0 | 14.2 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 87013 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 51 | 12 |
| 87412 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 52 | 21 |
| 87575 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 43 | 21 |
| 81120 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 37 | 17 |
| 87520 | 35.9 | EARLY_SIGNAL | VACANCY | 30 | 21 |
| 87528 | 34.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 87419 | 34.5 | EARLY_SIGNAL | VACANCY | 34 | 20 |
| 87510 | 33.5 | EARLY_SIGNAL | VACANCY | 36 | 21 |
| 87531 | 33.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 87577 | 32.8 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/87521
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.