ZIP
87528
NM · County 35039 · pop 3,236 (population)
34.8
Opportunity Index
EARLY_SIGNALNational rank #10082
Why This ZIP
ZIP 87528 ranks #10082 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.5, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 87528 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35039 — ZIP 87528 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35039 — ZIP 87528 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35039 — ZIP 87528 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 21.0 |
| Vacancy | 14.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#10082
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.5
Pulse score38.4
Signal Breakdown — 10 Categories
Vacancy
14.6
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.6
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.6%
Bank Score
73.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 87528 | 38.4 | 21.9 | 0.0 | — |
| County 35039 | 30.1 | 20.7 | 0.0 | 14.5 |
| NM state avg | 30.0 | 14.2 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 87013 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 51 | 12 |
| 87412 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 52 | 21 |
| 87575 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 43 | 21 |
| 81120 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 37 | 17 |
| 87520 | 35.9 | EARLY_SIGNAL | VACANCY | 30 | 21 |
| 87419 | 34.5 | EARLY_SIGNAL | VACANCY | 34 | 20 |
| 87521 | 34.1 | EARLY_SIGNAL | VACANCY | — | 22 |
| 87510 | 33.5 | EARLY_SIGNAL | VACANCY | 36 | 21 |
| 87531 | 33.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 87577 | 32.8 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/87528
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.