ZIP
98851
WA · County 53025 · pop 4,996 (population)
34.6
Opportunity Index
WATCHLISTNational rank #10584
Why This ZIP
ZIP 98851 ranks #10584 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 41.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 98851 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 53025 — ZIP 98851 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 53025 — ZIP 98851 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 53025 — ZIP 98851 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.3 |
| Foreclosure / Delinquency | 24.0 |
| Vacancy | 22.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.8 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10584
PhaseWATCHLIST
Primary driverVACANCY
Capital opp41.6
Pulse score30.0
Signal Breakdown — 10 Categories
Vacancy
22.4
Auction / REO
—
Construction Pressure
70.8
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
37.3
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
22.4%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
37.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 98851 | 30.0 | 16.2 | 0.0 | 37.3 |
| County 53025 | 31.5 | 15.9 | 0.0 | 19.7 |
| WA state avg | 30.9 | 21.4 | 0.0 | 27.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 99116 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 43 | 30 |
| 99103 | 36.9 | OVERHEATED | VACANCY | 33 | 25 |
| 99357 | 35.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 98848 | 34.1 | EARLY_SIGNAL | VACANCY | — | 14 |
| 99349 | 34.0 | EARLY_SIGNAL | VACANCY | 29 | 14 |
| 99133 | 32.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 99123 | 31.9 | EARLY_SIGNAL | VACANCY | — | 14 |
| 99321 | 31.2 | EARLY_SIGNAL | VACANCY | — | 12 |
| 98853 | 31.2 | EARLY_SIGNAL | VACANCY | — | 12 |
| 98857 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/98851
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.