Tuscaloosa County, AL: Home-Insurance Distress & Forced-Sale Pressure
Tuscaloosa County, AL: 77/100 (severe) home-insurance distress; Tuscaloosa, AL band MEDIUM; Tuscaloosa, AL #453 of 3,222 counties; Tuscaloosa, AL #25 of 67 in Alabama.
FEMA hazard, Tuscaloosa, AL: 87/100; Tuscaloosa, AL declarations, three years: 3; Tuscaloosa, AL perils: 3 hurricane; Tuscaloosa, AL five-year count 3 (severity 4.5); Tuscaloosa, AL ten-year 3; hazard-weighted, Tuscaloosa, AL: 15.0.
Declared incidents on the Tuscaloosa, AL record: 2024 Hurricane 3 (Tuscaloosa, AL).
NFIP claims, Tuscaloosa, AL, three years: 2; Tuscaloosa, AL payouts $24,069; per Tuscaloosa, AL claim $12,035; Tuscaloosa, AL claim-stress 62/100.
Tuscaloosa, AL monthly score fell, 75 (March 2026) to 69 (October 2026); Tuscaloosa, AL by month: March 75, April 75, May 73, June 73 (Tuscaloosa, AL), July 72, August 73, September 78, October 69.
Tuscaloosa, AL components: climate 73, NFIP claims 62; Tuscaloosa, AL retreat index 69.
Construction distress, Tuscaloosa, AL: 50/100 as of August 2026 (Tuscaloosa, AL: 54/100 one-to-four unit, 32/100 multifamily).
Tuscaloosa, AL ZIPs, June 2026 (Tuscaloosa, AL, 16 highest): score 0 (Tuscaloosa, AL), climate 97 (Tuscaloosa, AL): 35006; score 0 (Tuscaloosa, AL), climate 92 (Tuscaloosa, AL): 35111; score 0 (Tuscaloosa, AL), climate 90 (Tuscaloosa, AL): 35401, 35404, 35405, 35406, Tuscaloosa, AL 35444, 35446, 35452, 35453, Tuscaloosa, AL 35456, 35457, 35458, 35473, Tuscaloosa, AL 35475, 35476.
DLRadar rescores Tuscaloosa, AL monthly; Tuscaloosa, AL readings join Tuscaloosa, AL foreclosure, lien and ownership parcels (Tuscaloosa, AL), so cost-squeezed Tuscaloosa, AL owners surface before listing.
Inside Alabama, Tuscaloosa County ranks 25th of 67 counties for home-insurance distress at 77/100; Autauga County (77/100) sits just above Tuscaloosa County, and St. Clair County (77/100) sits just below Tuscaloosa County.
Deterministic. Every Tuscaloosa County, AL signal traces to a public Tuscaloosa dataset (FEMA, NFIP, Census for Tuscaloosa, AL) · how insurance distress works in Tuscaloosa, AL · methodology
FAQ: Tuscaloosa County, AL insurance distress
What is the Tuscaloosa County, AL home-insurance-distress score?
Tuscaloosa, AL: 77/100 (MEDIUM), #453 of 3,222, #25 in Alabama. FEMA hazard, Tuscaloosa, AL: 87/100; NFIP stress, Tuscaloosa, AL: 62/100; construction, Tuscaloosa, AL: 50/100; Tuscaloosa, AL rescores monthly.
Is Tuscaloosa County insurance distress getting better or worse (AL)?
Tuscaloosa, AL: 75 in March 2026; Tuscaloosa, AL: 69 in October 2026 (better); Tuscaloosa, AL climate component 73; Tuscaloosa, AL NFIP claims score 62.
How many flood-insurance claims has Tuscaloosa County, AL had?
Tuscaloosa, AL: 2 NFIP claims, three years; Tuscaloosa, AL paid $24,069; per Tuscaloosa, AL claim $12,035; carriers reprice Tuscaloosa, AL against that record.
Which Tuscaloosa County ZIP codes carry the most insurance distress (AL)?
Tuscaloosa, AL, June 2026: 35006 at 0, 35111 at 0, 35401 at 0, 35404 at 0; Tuscaloosa, AL climate scores there: 97, 92, 90, 90.
Why does Tuscaloosa, AL insurance distress create sellers?
A Tuscaloosa, AL premium outruns the Tuscaloosa, AL budget; a carrier leaves Tuscaloosa, AL; Tuscaloosa, AL carrying cost passes plan; Tuscaloosa, AL owners sell while current; Tuscaloosa, AL insurance distress leads Tuscaloosa, AL foreclosure data.