Martin County, FL: Home-Insurance Distress & Forced-Sale Pressure
Martin County, FL: 88/100 (severe) home-insurance distress; Martin, FL band HIGH; Martin, FL #142 of 3,222 counties; Martin, FL #48 of 67 in Florida.
FEMA hazard, Martin, FL: 96/100; Martin, FL declarations, three years: 6; Martin, FL perils: 6 hurricane; Martin, FL five-year count 6 (severity 9.0); Martin, FL ten-year 6; hazard-weighted, Martin, FL: 30.0.
Declared incidents on the Martin, FL record: 2024 Hurricane 6 (Martin, FL).
NFIP claims, Martin, FL, three years: 15; Martin, FL payouts $181,719; per Martin, FL claim $12,115; Martin, FL claim-stress 77/100.
Martin, FL monthly score rose, 87 (March 2026) to 88 (October 2026); Martin, FL by month: March 87, April 87, May 86, June 86 (Martin, FL), July 88, August 86, September 88, October 88.
Martin, FL components: climate 95, NFIP claims 77; Martin, FL retreat index 88.
Construction distress, Martin, FL: 36/100 as of August 2026 (Martin, FL: 29/100 one-to-four unit, 80/100 multifamily).
Martin, FL ZIPs, June 2026 (Martin, FL, 12 highest): score 0 (Martin, FL), climate 98 (Martin, FL): 33458, 33478; score 0 (Martin, FL), climate 95 (Martin, FL): 33438, 33469, 34957; score 0 (Martin, FL), climate 93 (Martin, FL): 33455, 34956, 34990, 34994, Martin, FL 34996, 34997; score 0 (Martin, FL), climate 60 (Martin, FL): 34974.
DLRadar rescores Martin, FL monthly; Martin, FL readings join Martin, FL foreclosure, lien and ownership parcels (Martin, FL), so cost-squeezed Martin, FL owners surface before listing.
Inside Florida, Martin County ranks 48th of 67 counties for home-insurance distress at 88/100; Madison County (89/100) sits just above Martin County, and Osceola County (88/100) sits just below Martin County.
Deterministic. Every Martin County, FL signal traces to a public Martin dataset (FEMA, NFIP, Census for Martin, FL) · how insurance distress works in Martin, FL · methodology
FAQ: Martin County, FL insurance distress
What is the Martin County, FL home-insurance-distress score?
Martin, FL: 88/100 (HIGH), #142 of 3,222, #48 in Florida. FEMA hazard, Martin, FL: 96/100; NFIP stress, Martin, FL: 77/100; construction, Martin, FL: 36/100; Martin, FL rescores monthly.
Is Martin County insurance distress getting better or worse (FL)?
Martin, FL: 87 in March 2026; Martin, FL: 88 in October 2026 (worse); Martin, FL climate component 95; Martin, FL NFIP claims score 77.
How many flood-insurance claims has Martin County, FL had?
Martin, FL: 15 NFIP claims, three years; Martin, FL paid $181,719; per Martin, FL claim $12,115; carriers reprice Martin, FL against that record.
Which Martin County ZIP codes carry the most insurance distress (FL)?
Martin, FL, June 2026: 33458 at 0, 33478 at 0, 33438 at 0, 33469 at 0; Martin, FL climate scores there: 98, 98, 95, 95.
Why does Martin, FL insurance distress create sellers?
A Martin, FL premium outruns the Martin, FL budget; a carrier leaves Martin, FL; Martin, FL carrying cost passes plan; Martin, FL owners sell while current; Martin, FL insurance distress leads Martin, FL foreclosure data.