Washington County, FL: Home-Insurance Distress & Forced-Sale Pressure
Washington County, FL: 50/100 (elevated) home-insurance distress; Washington, FL band MEDIUM; Washington, FL #1,087 of 3,222 counties; Washington, FL #67 of 67 in Florida; raw Washington, FL 59.1; Washington, FL coverage multiplier 0.85.
FEMA hazard, Washington, FL: 98/100; Washington, FL declarations, three years: 15; Washington, FL perils: 3 hurricane, 12 tropical-storm; Washington, FL five-year count 12 (severity 18.0); Washington, FL ten-year 12; hazard-weighted, Washington, FL: 51.0.
Declared incidents on the Washington, FL record: 2026 Tropical Storm 2; 2024 Tropical Storm 6 (Washington, FL); 2024 Hurricane 2 (Washington, FL).
NFIP claims, Washington, FL, three years: none; Washington, FL claim-stress 0/100.
Washington, FL monthly score rose, 49 (March 2026) to 50 (October 2026); Washington, FL by month: March 49, April 49, May 49, June 49 (Washington, FL), July 50, August 49, September 50, October 50.
Washington, FL components: climate 98; Washington, FL retreat index 50; Washington, FL climate multiplier 0.85.
Construction distress, Washington, FL: 40/100 as of August 2026 (Washington, FL: 35/100 one-to-four unit, 54/100 multifamily).
Washington, FL ZIPs, June 2026 (Washington, FL, 10 highest): score 0 (Washington, FL), climate 84 (Washington, FL): 32438; score 0 (Washington, FL), climate 78 (Washington, FL): 32466; score 0 (Washington, FL), climate 72 (Washington, FL): 32420; score 0 (Washington, FL), climate 70 (Washington, FL): 32431; score 0 (Washington, FL), climate 67 (Washington, FL): 32437; score 0 (Washington, FL), climate 64 (Washington, FL): 32462; score 0 (Washington, FL), climate 59 (Washington, FL): 32427, 32428, 32463; score 0 (Washington, FL), climate 50 (Washington, FL): 32425.
DLRadar rescores Washington, FL monthly; Washington, FL readings join Washington, FL foreclosure, lien and ownership parcels (Washington, FL), so cost-squeezed Washington, FL owners surface before listing.
Inside Florida, Washington County ranks 67th of 67 counties for home-insurance distress at 50/100; Holmes County (50/100) sits just above Washington County.
Deterministic. Every Washington County, FL signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, FL) · how insurance distress works in Washington, FL · methodology
FAQ: Washington County, FL insurance distress
What is the Washington County, FL home-insurance-distress score?
Washington, FL: 50/100 (MEDIUM), #1,087 of 3,222, #67 in Florida. FEMA hazard, Washington, FL: 98/100; NFIP stress, Washington, FL: 0/100; construction, Washington, FL: 40/100; Washington, FL rescores monthly.
Is Washington County insurance distress getting better or worse (FL)?
Washington, FL: 49 in March 2026; Washington, FL: 50 in October 2026 (worse); Washington, FL climate component 98.
Which Washington County ZIP codes carry the most insurance distress (FL)?
Washington, FL, June 2026: 32438 at 0, 32466 at 0, 32420 at 0, 32431 at 0; Washington, FL climate scores there: 84, 78, 72, 70.
Why does Washington, FL insurance distress create sellers?
A Washington, FL premium outruns the Washington, FL budget; a carrier leaves Washington, FL; Washington, FL carrying cost passes plan; Washington, FL owners sell while current; Washington, FL insurance distress leads Washington, FL foreclosure data.