Jefferson County, IL: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, IL: 0/100 (low) home-insurance distress; Jefferson, IL band ZERO; Jefferson, IL #2,631 of 3,222 counties; Jefferson, IL #70 of 102 in Illinois; Jefferson, IL coverage multiplier 0.70.
FEMA hazard, Jefferson, IL: 0/100; Jefferson, IL declarations, three years: none.
NFIP claims, Jefferson, IL, three years: none; Jefferson, IL claim-stress 0/100.
Jefferson, IL monthly score: 0 in every month from March 2026 (Jefferson, IL) through October 2026.
Jefferson, IL components: all zero this month; Jefferson, IL climate multiplier 0.70.
Construction distress, Jefferson, IL: 93/100 as of August 2026 (Jefferson, IL: 96/100 one-to-four unit, 16/100 multifamily).
Jefferson, IL ZIPs, June 2026 (Jefferson, IL, 16 highest): score 0 (Jefferson, IL), climate 77 (Jefferson, IL): 62816, 62830, 62836, 62846, Jefferson, IL 62864, 62872, 62894, 62898; score 0 (Jefferson, IL), climate 76 (Jefferson, IL): 62883, 62889, 62893; score 0 (Jefferson, IL), climate 72 (Jefferson, IL): 62810; score 0 (Jefferson, IL), climate 71 (Jefferson, IL): 62814; score 0 (Jefferson, IL), climate 70 (Jefferson, IL): 62801; score 0 (Jefferson, IL), climate 63 (Jefferson, IL): 62808; score 0 (Jefferson, IL), climate 58 (Jefferson, IL): 62877.
DLRadar rescores Jefferson, IL monthly; Jefferson, IL readings join Jefferson, IL foreclosure, lien and ownership parcels (Jefferson, IL), so cost-squeezed Jefferson, IL owners surface before listing.
Inside Illinois, Jefferson County ranks 70th of 102 counties for home-insurance distress at 0/100; Jasper County (0/100) sits just above Jefferson County, and Jo Daviess County (0/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, IL signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, IL) · how insurance distress works in Jefferson, IL · methodology
FAQ: Jefferson County, IL insurance distress
What is the Jefferson County, IL home-insurance-distress score?
Jefferson, IL: 0/100 (ZERO), #2,631 of 3,222, #70 in Illinois. FEMA hazard, Jefferson, IL: 0/100; NFIP stress, Jefferson, IL: 0/100; construction, Jefferson, IL: 93/100; Jefferson, IL rescores monthly.
Is Jefferson County insurance distress getting better or worse (IL)?
Jefferson, IL: 0 in March 2026; Jefferson, IL: 0 in October 2026 (unchanged).
Which Jefferson County ZIP codes carry the most insurance distress (IL)?
Jefferson, IL, June 2026: 62816 at 0, 62830 at 0, 62836 at 0, 62846 at 0; Jefferson, IL climate scores there: 77, 77, 77, 77.
Why does Jefferson, IL insurance distress create sellers?
A Jefferson, IL premium outruns the Jefferson, IL budget; a carrier leaves Jefferson, IL; Jefferson, IL carrying cost passes plan; Jefferson, IL owners sell while current; Jefferson, IL insurance distress leads Jefferson, IL foreclosure data.