Delaware County, IN: Home-Insurance Distress & Forced-Sale Pressure
Delaware County, IN: 76/100 (severe) home-insurance distress; Delaware, IN band MEDIUM; Delaware, IN #474 of 3,222 counties; Delaware, IN #7 of 92 in Indiana.
FEMA hazard, Delaware, IN: 68/100; Delaware, IN declarations, three years: 6; Delaware, IN perils: 4 flood; Delaware, IN five-year count 3 (severity 6.0); Delaware, IN ten-year 3; hazard-weighted, Delaware, IN: 8.0.
Declared incidents on the Delaware, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Delaware, IN).
NFIP claims, Delaware, IN, three years: 61; Delaware, IN payouts $1,223,646; per Delaware, IN claim $20,060; Delaware, IN claim-stress 87/100.
Delaware, IN monthly score rose, 21 (March 2026) to 81 (October 2026); Delaware, IN by month: March 21, April 21, May 20, June 20 (Delaware, IN), July 20, August 66, September 66, October 81.
Delaware, IN components: climate 77, NFIP claims 87; Delaware, IN retreat index 81.
Construction distress, Delaware, IN: 99/100 as of August 2026 (Delaware, IN: 61/100 one-to-four unit, 100/100 multifamily).
Delaware, IN ZIPs, June 2026 (Delaware, IN, 16 highest): score 0 (Delaware, IN), climate 77 (Delaware, IN): 46001, 46012, 46017, 46070; score 0 (Delaware, IN), climate 76 (Delaware, IN): 47303, 47304, 47305, 47306, Delaware, IN 47342, 47367, 47383, 47396; score 0 (Delaware, IN), climate 75 (Delaware, IN): 47302, 47334; score 0 (Delaware, IN), climate 73 (Delaware, IN): 47320; score 0 (Delaware, IN), climate 71 (Delaware, IN): 47338.
DLRadar rescores Delaware, IN monthly; Delaware, IN readings join Delaware, IN foreclosure, lien and ownership parcels (Delaware, IN), so cost-squeezed Delaware, IN owners surface before listing.
Inside Indiana, Delaware County ranks 7th of 92 counties for home-insurance distress at 76/100; Franklin County (76/100) sits just above Delaware County, and Marion County (76/100) sits just below Delaware County.
Deterministic. Every Delaware County, IN signal traces to a public Delaware dataset (FEMA, NFIP, Census for Delaware, IN) · how insurance distress works in Delaware, IN · methodology
FAQ: Delaware County, IN insurance distress
What is the Delaware County, IN home-insurance-distress score?
Delaware, IN: 76/100 (MEDIUM), #474 of 3,222, #7 in Indiana. FEMA hazard, Delaware, IN: 68/100; NFIP stress, Delaware, IN: 87/100; construction, Delaware, IN: 99/100; Delaware, IN rescores monthly.
Is Delaware County insurance distress getting better or worse (IN)?
Delaware, IN: 21 in March 2026; Delaware, IN: 81 in October 2026 (worse); Delaware, IN climate component 77; Delaware, IN NFIP claims score 87.
How many flood-insurance claims has Delaware County, IN had?
Delaware, IN: 61 NFIP claims, three years; Delaware, IN paid $1,223,646; per Delaware, IN claim $20,060; carriers reprice Delaware, IN against that record.
Which Delaware County ZIP codes carry the most insurance distress (IN)?
Delaware, IN, June 2026: 46001 at 0, 46012 at 0, 46017 at 0, 46070 at 0; Delaware, IN climate scores there: 77, 77, 77, 77.
Why does Delaware, IN insurance distress create sellers?
A Delaware, IN premium outruns the Delaware, IN budget; a carrier leaves Delaware, IN; Delaware, IN carrying cost passes plan; Delaware, IN owners sell while current; Delaware, IN insurance distress leads Delaware, IN foreclosure data.