Franklin County, IN: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, IN: 76/100 (severe) home-insurance distress; Franklin, IN band MEDIUM; Franklin, IN #472 of 3,222 counties; Franklin, IN #6 of 92 in Indiana.
FEMA hazard, Franklin, IN: 78/100; Franklin, IN declarations, three years: 8; Franklin, IN perils: 6 flood; Franklin, IN five-year count 6 (severity 12.0); Franklin, IN ten-year 6; hazard-weighted, Franklin, IN: 12.0.
Declared incidents on the Franklin, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Franklin, IN); 2025 Flood 3 (Franklin, IN).
NFIP claims, Franklin, IN, three years: 8; Franklin, IN payouts $101,959; per Franklin, IN claim $12,745; Franklin, IN claim-stress 73/100.
Franklin, IN monthly score rose, 33 (March 2026) to 82 (October 2026); Franklin, IN by month: March 33, April 33, May 58, June 58 (Franklin, IN), July 55, August 74, September 71, October 82.
Franklin, IN components: climate 88, NFIP claims 73; Franklin, IN retreat index 82.
Construction distress, Franklin, IN: 51/100 as of August 2026 (Franklin, IN: 55/100 one-to-four unit, 1/100 multifamily).
Franklin, IN ZIPs, June 2026 (Franklin, IN, 15 highest): score 0 (Franklin, IN), climate 49 (Franklin, IN): 47041; score 0 (Franklin, IN), climate 46 (Franklin, IN): 47060; score 0 (Franklin, IN), climate 44 (Franklin, IN): 47006; score 0 (Franklin, IN), climate 40 (Franklin, IN): 47012; score 0 (Franklin, IN), climate 39 (Franklin, IN): 47016, 47024, 47030, 47035, Franklin, IN 47036; score 0 (Franklin, IN), climate 36 (Franklin, IN): 47010; score 0 (Franklin, IN), climate 34 (Franklin, IN): 47331; score 0 (Franklin, IN), climate 33 (Franklin, IN): 47240; score 0 (Franklin, IN), climate 19 (Franklin, IN): 46173; score 0 (Franklin, IN), climate 9 (Franklin, IN): 47003; score 0 (Franklin, IN), climate 8 (Franklin, IN): 47353.
DLRadar rescores Franklin, IN monthly; Franklin, IN readings join Franklin, IN foreclosure, lien and ownership parcels (Franklin, IN), so cost-squeezed Franklin, IN owners surface before listing.
Inside Indiana, Franklin County ranks 6th of 92 counties for home-insurance distress at 76/100; Hamilton County (77/100) sits just above Franklin County, and Delaware County (76/100) sits just below Franklin County.
Deterministic. Every Franklin County, IN signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, IN) · how insurance distress works in Franklin, IN · methodology
FAQ: Franklin County, IN insurance distress
What is the Franklin County, IN home-insurance-distress score?
Franklin, IN: 76/100 (MEDIUM), #472 of 3,222, #6 in Indiana. FEMA hazard, Franklin, IN: 78/100; NFIP stress, Franklin, IN: 73/100; construction, Franklin, IN: 51/100; Franklin, IN rescores monthly.
Is Franklin County insurance distress getting better or worse (IN)?
Franklin, IN: 33 in March 2026; Franklin, IN: 82 in October 2026 (worse); Franklin, IN climate component 88; Franklin, IN NFIP claims score 73.
How many flood-insurance claims has Franklin County, IN had?
Franklin, IN: 8 NFIP claims, three years; Franklin, IN paid $101,959; per Franklin, IN claim $12,745; carriers reprice Franklin, IN against that record.
Which Franklin County ZIP codes carry the most insurance distress (IN)?
Franklin, IN, June 2026: 47041 at 0, 47060 at 0, 47006 at 0, 47012 at 0; Franklin, IN climate scores there: 49, 46, 44, 40.
Why does Franklin, IN insurance distress create sellers?
A Franklin, IN premium outruns the Franklin, IN budget; a carrier leaves Franklin, IN; Franklin, IN carrying cost passes plan; Franklin, IN owners sell while current; Franklin, IN insurance distress leads Franklin, IN foreclosure data.