Cass County, MN: Home-Insurance Distress & Forced-Sale Pressure
Cass County, MN: 27/100 (moderate) home-insurance distress; Cass, MN band LOW; Cass, MN #1,746 of 3,222 counties; Cass, MN #21 of 87 in Minnesota; raw Cass, MN 31.2; Cass, MN coverage multiplier 0.85.
FEMA hazard, Cass, MN: 52/100; Cass, MN declarations, three years: 2; Cass, MN perils: 2 flood; Cass, MN five-year count 3 (severity 4.5); Cass, MN ten-year 3; hazard-weighted, Cass, MN: 4.0.
Declared incidents on the Cass, MN record: 2024 Flood 3 (Cass, MN).
NFIP claims, Cass, MN, three years: none; Cass, MN claim-stress 0/100.
Cass, MN monthly score fell, 33 (March 2026) to 30 (October 2026); Cass, MN by month: March 33, April 33, May 30, June 30 (Cass, MN), July 36, August 36, September 27, October 30.
Cass, MN components: climate 60; Cass, MN retreat index 30; Cass, MN climate multiplier 0.85.
Construction distress, Cass, MN: 48/100 as of August 2026 (Cass, MN: 49/100 one-to-four unit, 17/100 multifamily).
Cass, MN ZIPs, June 2026 (Cass, MN, 16 highest): score 0 (Cass, MN), climate 76 (Cass, MN): 56401; score 0 (Cass, MN), climate 69 (Cass, MN): 56448, 56636; score 0 (Cass, MN), climate 68 (Cass, MN): 56468; score 0 (Cass, MN), climate 63 (Cass, MN): 56472; score 0 (Cass, MN), climate 59 (Cass, MN): 56474; score 0 (Cass, MN), climate 54 (Cass, MN): 56473; score 0 (Cass, MN), climate 53 (Cass, MN): 55785, 56466; score 0 (Cass, MN), climate 51 (Cass, MN): 56435, 56452, 56484, 56626, Cass, MN 56633, 56641, 56655.
DLRadar rescores Cass, MN monthly; Cass, MN readings join Cass, MN foreclosure, lien and ownership parcels (Cass, MN), so cost-squeezed Cass, MN owners surface before listing.
Inside Minnesota, Cass County ranks 21st of 87 counties for home-insurance distress at 27/100; Dakota County (29/100) sits just above Cass County, and Cook County (27/100) sits just below Cass County.
Deterministic. Every Cass County, MN signal traces to a public Cass dataset (FEMA, NFIP, Census for Cass, MN) · how insurance distress works in Cass, MN · methodology
FAQ: Cass County, MN insurance distress
What is the Cass County, MN home-insurance-distress score?
Cass, MN: 27/100 (LOW), #1,746 of 3,222, #21 in Minnesota. FEMA hazard, Cass, MN: 52/100; NFIP stress, Cass, MN: 0/100; construction, Cass, MN: 48/100; Cass, MN rescores monthly.
Is Cass County insurance distress getting better or worse (MN)?
Cass, MN: 33 in March 2026; Cass, MN: 30 in October 2026 (better); Cass, MN climate component 60.
Which Cass County ZIP codes carry the most insurance distress (MN)?
Cass, MN, June 2026: 56401 at 0, 56448 at 0, 56636 at 0, 56468 at 0; Cass, MN climate scores there: 76, 69, 69, 68.
Why does Cass, MN insurance distress create sellers?
A Cass, MN premium outruns the Cass, MN budget; a carrier leaves Cass, MN; Cass, MN carrying cost passes plan; Cass, MN owners sell while current; Cass, MN insurance distress leads Cass, MN foreclosure data.