Desoto County, MS: Home-Insurance Distress & Forced-Sale Pressure
Desoto County, MS: 27/100 (moderate) home-insurance distress; Desoto, MS band LOW; Desoto, MS #1,695 of 3,222 counties; Desoto, MS #33 of 82 in Mississippi; raw Desoto, MS 32.0; Desoto, MS coverage multiplier 0.85.
FEMA hazard, Desoto, MS: 0/100; Desoto, MS declarations, three years: 4; Desoto, MS five-year count 6 (severity 12.0); Desoto, MS ten-year 6.
Declared incidents on the Desoto, MS record: 2026 Winter Storm 6 (Desoto, MS).
NFIP claims, Desoto, MS, three years: 8; Desoto, MS payouts $224,017; per Desoto, MS claim $28,002; Desoto, MS claim-stress 80/100.
Desoto, MS monthly score fell, 28 (March 2026) to 27 (October 2026); Desoto, MS by month: March 28, April 28, May 28, June 28 (Desoto, MS), July 28, August 28, September 28, October 27.
Desoto, MS components: NFIP claims 80; Desoto, MS retreat index 27; Desoto, MS climate multiplier 0.85.
Construction distress, Desoto, MS: 62/100 as of August 2026 (Desoto, MS: 62/100 one-to-four unit, 14/100 multifamily).
Desoto, MS ZIPs, June 2026 (Desoto, MS, 10 highest): score 0 (Desoto, MS), climate 89 (Desoto, MS): 38632, 38637, 38641, 38651, Desoto, MS 38671, 38672, 38680; score 0 (Desoto, MS), climate 88 (Desoto, MS): 38654; score 0 (Desoto, MS), climate 70 (Desoto, MS): 38611; score 0 (Desoto, MS), climate 42 (Desoto, MS): 38618.
DLRadar rescores Desoto, MS monthly; Desoto, MS readings join Desoto, MS foreclosure, lien and ownership parcels (Desoto, MS), so cost-squeezed Desoto, MS owners surface before listing.
Inside Mississippi, Desoto County ranks 33rd of 82 counties for home-insurance distress at 27/100; Tate County (28/100) sits just above Desoto County, and Bolivar County (27/100) sits just below Desoto County.
Deterministic. Every Desoto County, MS signal traces to a public Desoto dataset (FEMA, NFIP, Census for Desoto, MS) · how insurance distress works in Desoto, MS · methodology
FAQ: Desoto County, MS insurance distress
What is the Desoto County, MS home-insurance-distress score?
Desoto, MS: 27/100 (LOW), #1,695 of 3,222, #33 in Mississippi. FEMA hazard, Desoto, MS: 0/100; NFIP stress, Desoto, MS: 80/100; construction, Desoto, MS: 62/100; Desoto, MS rescores monthly.
Is Desoto County insurance distress getting better or worse (MS)?
Desoto, MS: 28 in March 2026; Desoto, MS: 27 in October 2026 (better); Desoto, MS NFIP claims score 80.
How many flood-insurance claims has Desoto County, MS had?
Desoto, MS: 8 NFIP claims, three years; Desoto, MS paid $224,017; per Desoto, MS claim $28,002; carriers reprice Desoto, MS against that record.
Which Desoto County ZIP codes carry the most insurance distress (MS)?
Desoto, MS, June 2026: 38632 at 0, 38637 at 0, 38641 at 0, 38651 at 0; Desoto, MS climate scores there: 89, 89, 89, 89.
Why does Desoto, MS insurance distress create sellers?
A Desoto, MS premium outruns the Desoto, MS budget; a carrier leaves Desoto, MS; Desoto, MS carrying cost passes plan; Desoto, MS owners sell while current; Desoto, MS insurance distress leads Desoto, MS foreclosure data.