Suffolk County, NY: Home-Insurance Distress & Forced-Sale Pressure
Suffolk County, NY: 70/100 (severe) home-insurance distress; Suffolk, NY band MEDIUM; Suffolk, NY #641 of 3,222 counties; Suffolk, NY #3 of 62 in New York; raw Suffolk, NY 73.7.
FEMA hazard, Suffolk, NY: 52/100; Suffolk, NY declarations, three years: 6; Suffolk, NY perils: 6 severe-storm; Suffolk, NY five-year count 9 (severity 12.0); Suffolk, NY ten-year 9; hazard-weighted, Suffolk, NY: 6.0.
Declared incidents on the Suffolk, NY record: 2024 Severe Storm 6; 2023 Snowstorm 3 (Suffolk, NY).
NFIP claims, Suffolk, NY, three years: 543; Suffolk, NY payouts $24,762,447; per Suffolk, NY claim $45,603; Suffolk, NY claim-stress 96/100.
Suffolk, NY monthly score fell, 77 (March 2026) to 69 (October 2026); Suffolk, NY by month: March 77, April 77, May 73, June 73 (Suffolk, NY), July 71, August 70, September 70, October 69.
Suffolk, NY components: climate 52, NFIP claims 96; Suffolk, NY retreat index 69.
Construction distress, Suffolk, NY: 54/100 as of August 2026 (Suffolk, NY: 58/100 one-to-four unit, 38/100 multifamily).
Suffolk, NY ZIPs, June 2026 (Suffolk, NY, 16 highest): score 0 (Suffolk, NY), climate 98 (Suffolk, NY): 06390, 11701, 11702, 11703, Suffolk, NY 11704, 11705, 11706, 11713, Suffolk, NY 11715, 11716, 11717, 11718, Suffolk, NY 11719, 11720, 11721, 11722.
DLRadar rescores Suffolk, NY monthly; Suffolk, NY readings join Suffolk, NY foreclosure, lien and ownership parcels (Suffolk, NY), so cost-squeezed Suffolk, NY owners surface before listing.
Inside New York, Suffolk County ranks 3rd of 62 counties for home-insurance distress at 70/100; Steuben County (72/100) sits just above Suffolk County, and Delaware County (68/100) sits just below Suffolk County.
Deterministic. Every Suffolk County, NY signal traces to a public Suffolk dataset (FEMA, NFIP, Census for Suffolk, NY) · how insurance distress works in Suffolk, NY · methodology
FAQ: Suffolk County, NY insurance distress
What is the Suffolk County, NY home-insurance-distress score?
Suffolk, NY: 70/100 (MEDIUM), #641 of 3,222, #3 in New York. FEMA hazard, Suffolk, NY: 52/100; NFIP stress, Suffolk, NY: 96/100; construction, Suffolk, NY: 54/100; Suffolk, NY rescores monthly.
Is Suffolk County insurance distress getting better or worse (NY)?
Suffolk, NY: 77 in March 2026; Suffolk, NY: 69 in October 2026 (better); Suffolk, NY climate component 52; Suffolk, NY NFIP claims score 96.
How many flood-insurance claims has Suffolk County, NY had?
Suffolk, NY: 543 NFIP claims, three years; Suffolk, NY paid $24,762,447; per Suffolk, NY claim $45,603; carriers reprice Suffolk, NY against that record.
Which Suffolk County ZIP codes carry the most insurance distress (NY)?
Suffolk, NY, June 2026: 06390 at 0, 11701 at 0, 11702 at 0, 11703 at 0; Suffolk, NY climate scores there: 98, 98, 98, 98.
Why does Suffolk, NY insurance distress create sellers?
A Suffolk, NY premium outruns the Suffolk, NY budget; a carrier leaves Suffolk, NY; Suffolk, NY carrying cost passes plan; Suffolk, NY owners sell while current; Suffolk, NY insurance distress leads Suffolk, NY foreclosure data.