Delaware County, OH: Home-Insurance Distress & Forced-Sale Pressure
Delaware County, OH: 5/100 (low) home-insurance distress; Delaware, OH band LOW; Delaware, OH #2,476 of 3,222 counties; Delaware, OH #59 of 88 in Ohio; raw Delaware, OH 6.1; Delaware, OH coverage multiplier 0.85.
FEMA hazard, Delaware, OH: 0/100; Delaware, OH declarations, three years: 2; Delaware, OH five-year count 3 (severity 4.5); Delaware, OH ten-year 3.
Declared incidents on the Delaware, OH record: 2024 Tornado 2 (Delaware, OH).
NFIP claims, Delaware, OH, three years: 1; Delaware, OH payouts $0; per Delaware, OH claim $0; Delaware, OH claim-stress 15/100.
Delaware, OH monthly score fell, 6 (March 2026) to 5 (October 2026); Delaware, OH by month: March 6, April 6, May 5, June 5 (Delaware, OH), July 5, August 5, September 5, October 5.
Delaware, OH components: NFIP claims 15; Delaware, OH retreat index 5; Delaware, OH climate multiplier 0.85.
Construction distress, Delaware, OH: 50/100 as of August 2026 (Delaware, OH: 44/100 one-to-four unit, 86/100 multifamily).
Delaware, OH ZIPs, June 2026 (Delaware, OH, 16 highest): score 0 (Delaware, OH), climate 98 (Delaware, OH): 43081, 43235; score 0 (Delaware, OH), climate 94 (Delaware, OH): 43016, 43054; score 0 (Delaware, OH), climate 93 (Delaware, OH): 43017; score 0 (Delaware, OH), climate 84 (Delaware, OH): 43065; score 0 (Delaware, OH), climate 83 (Delaware, OH): 43015, 43021, 43032, 43035, Delaware, OH 43066, 43074, 43082, 43240; score 0 (Delaware, OH), climate 81 (Delaware, OH): 43013, 43031.
DLRadar rescores Delaware, OH monthly; Delaware, OH readings join Delaware, OH foreclosure, lien and ownership parcels (Delaware, OH), so cost-squeezed Delaware, OH owners surface before listing.
Inside Ohio, Delaware County ranks 59th of 88 counties for home-insurance distress at 5/100; Darke County (5/100) sits just above Delaware County, and Geauga County (5/100) sits just below Delaware County.
Deterministic. Every Delaware County, OH signal traces to a public Delaware dataset (FEMA, NFIP, Census for Delaware, OH) · how insurance distress works in Delaware, OH · methodology
FAQ: Delaware County, OH insurance distress
What is the Delaware County, OH home-insurance-distress score?
Delaware, OH: 5/100 (LOW), #2,476 of 3,222, #59 in Ohio. FEMA hazard, Delaware, OH: 0/100; NFIP stress, Delaware, OH: 15/100; construction, Delaware, OH: 50/100; Delaware, OH rescores monthly.
Is Delaware County insurance distress getting better or worse (OH)?
Delaware, OH: 6 in March 2026; Delaware, OH: 5 in October 2026 (better); Delaware, OH NFIP claims score 15.
How many flood-insurance claims has Delaware County, OH had?
Delaware, OH: 1 NFIP claims, three years; Delaware, OH paid $0; per Delaware, OH claim $0; carriers reprice Delaware, OH against that record.
Which Delaware County ZIP codes carry the most insurance distress (OH)?
Delaware, OH, June 2026: 43081 at 0, 43235 at 0, 43016 at 0, 43054 at 0; Delaware, OH climate scores there: 98, 98, 94, 94.
Why does Delaware, OH insurance distress create sellers?
A Delaware, OH premium outruns the Delaware, OH budget; a carrier leaves Delaware, OH; Delaware, OH carrying cost passes plan; Delaware, OH owners sell while current; Delaware, OH insurance distress leads Delaware, OH foreclosure data.