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Highland County, OH: Home-Insurance Distress & Forced-Sale Pressure

Highland County, OH: 0/100 (low) home-insurance distress; Highland, OH band ZERO; Highland, OH #2,975 of 3,222 counties; Highland, OH #75 of 88 in Ohio; Highland, OH coverage multiplier 0.70.

FEMA hazard, Highland, OH: 0/100; Highland, OH declarations, three years: none.

NFIP claims, Highland, OH, three years: none; Highland, OH claim-stress 0/100.

Highland, OH monthly score: 0 in every month from March 2026 (Highland, OH) through October 2026.

Highland, OH components: all zero this month; Highland, OH climate multiplier 0.70.

Construction distress, Highland, OH: 65/100 as of August 2026 (Highland, OH: 72/100 one-to-four unit, 0/100 multifamily).

Highland, OH ZIPs, June 2026 (Highland, OH, 15 highest): score 0 (Highland, OH), climate 59 (Highland, OH): 45118; score 0 (Highland, OH), climate 58 (Highland, OH): 45154; score 0 (Highland, OH), climate 55 (Highland, OH): 45612; score 0 (Highland, OH), climate 53 (Highland, OH): 45171; score 0 (Highland, OH), climate 49 (Highland, OH): 45697; score 0 (Highland, OH), climate 47 (Highland, OH): 45123; score 0 (Highland, OH), climate 44 (Highland, OH): 45132, 45133, 45142, 45155, Highland, OH 45172, 45660, 45679; score 0 (Highland, OH), climate 40 (Highland, OH): 45135, 45159.

DLRadar rescores Highland, OH monthly; Highland, OH readings join Highland, OH foreclosure, lien and ownership parcels (Highland, OH), so cost-squeezed Highland, OH owners surface before listing.

Inside Ohio, Highland County ranks 75th of 88 counties for home-insurance distress at 0/100; Henry County (0/100) sits just above Highland County, and Holmes County (0/100) sits just below Highland County.

Insurance distress
0/100
Highland, OH: ZERO
National rank
#2975
Highland, OH: of 3,222 counties
FEMA hazard
0/100
Highland County hazard
NFIP claim stress
0/100
Highland, OH 3-year
Flood claims (3y)
0
Highland, OH
Claims paid (3y)
$0
Highland, OH payouts
Per claim
$0
Highland, OH
Construction distress
65/100
Highland, OH

Deterministic. Every Highland County, OH signal traces to a public Highland dataset (FEMA, NFIP, Census for Highland, OH) · how insurance distress works in Highland, OH · methodology

FAQ: Highland County, OH insurance distress

What is the Highland County, OH home-insurance-distress score?

Highland, OH: 0/100 (ZERO), #2,975 of 3,222, #75 in Ohio. FEMA hazard, Highland, OH: 0/100; NFIP stress, Highland, OH: 0/100; construction, Highland, OH: 65/100; Highland, OH rescores monthly.

Is Highland County insurance distress getting better or worse (OH)?

Highland, OH: 0 in March 2026; Highland, OH: 0 in October 2026 (unchanged).

Which Highland County ZIP codes carry the most insurance distress (OH)?

Highland, OH, June 2026: 45118 at 0, 45154 at 0, 45612 at 0, 45171 at 0; Highland, OH climate scores there: 59, 58, 55, 53.

Why does Highland, OH insurance distress create sellers?

A Highland, OH premium outruns the Highland, OH budget; a carrier leaves Highland, OH; Highland, OH carrying cost passes plan; Highland, OH owners sell while current; Highland, OH insurance distress leads Highland, OH foreclosure data.

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