Somerset County, PA: Home-Insurance Distress & Forced-Sale Pressure
Somerset County, PA: 27/100 (moderate) home-insurance distress; Somerset, PA band LOW; Somerset, PA #1,696 of 3,222 counties; Somerset, PA #25 of 67 in Pennsylvania; raw Somerset, PA 32.0; Somerset, PA coverage multiplier 0.85.
FEMA hazard, Somerset, PA: 0/100; Somerset, PA declarations, three years: none.
NFIP claims, Somerset, PA, three years: 25; Somerset, PA payouts $320,214; per Somerset, PA claim $12,809; Somerset, PA claim-stress 80/100.
Somerset, PA monthly score fell, 28 (March 2026) to 27 (October 2026); Somerset, PA by month: March 28, April 28, May 27, June 27 (Somerset, PA), July 27, August 27, September 27, October 27.
Somerset, PA components: NFIP claims 80; Somerset, PA retreat index 27; Somerset, PA climate multiplier 0.85.
Construction distress, Somerset, PA: 38/100 as of August 2026 (Somerset, PA: 37/100 one-to-four unit, 9/100 multifamily).
Somerset, PA ZIPs, June 2026 (Somerset, PA, 16 highest): score 0 (Somerset, PA), climate 77 (Somerset, PA): 15622; score 0 (Somerset, PA), climate 75 (Somerset, PA): 15904; score 0 (Somerset, PA), climate 70 (Somerset, PA): 15905; score 0 (Somerset, PA), climate 68 (Somerset, PA): 15424; score 0 (Somerset, PA), climate 67 (Somerset, PA): 15531, 15534, 15559, 15963; score 0 (Somerset, PA), climate 66 (Somerset, PA): 15545; score 0 (Somerset, PA), climate 65 (Somerset, PA): 15501; score 0 (Somerset, PA), climate 64 (Somerset, PA): 15411, 15502, 15510, 15520, Somerset, PA 15530, 15532.
DLRadar rescores Somerset, PA monthly; Somerset, PA readings join Somerset, PA foreclosure, lien and ownership parcels (Somerset, PA), so cost-squeezed Somerset, PA owners surface before listing.
Inside Pennsylvania, Somerset County ranks 25th of 67 counties for home-insurance distress at 27/100; Cumberland County (27/100) sits just above Somerset County, and Montgomery County (27/100) sits just below Somerset County.
Deterministic. Every Somerset County, PA signal traces to a public Somerset dataset (FEMA, NFIP, Census for Somerset, PA) · how insurance distress works in Somerset, PA · methodology
FAQ: Somerset County, PA insurance distress
What is the Somerset County, PA home-insurance-distress score?
Somerset, PA: 27/100 (LOW), #1,696 of 3,222, #25 in Pennsylvania. FEMA hazard, Somerset, PA: 0/100; NFIP stress, Somerset, PA: 80/100; construction, Somerset, PA: 38/100; Somerset, PA rescores monthly.
Is Somerset County insurance distress getting better or worse (PA)?
Somerset, PA: 28 in March 2026; Somerset, PA: 27 in October 2026 (better); Somerset, PA NFIP claims score 80.
How many flood-insurance claims has Somerset County, PA had?
Somerset, PA: 25 NFIP claims, three years; Somerset, PA paid $320,214; per Somerset, PA claim $12,809; carriers reprice Somerset, PA against that record.
Which Somerset County ZIP codes carry the most insurance distress (PA)?
Somerset, PA, June 2026: 15622 at 0, 15904 at 0, 15905 at 0, 15424 at 0; Somerset, PA climate scores there: 77, 75, 70, 68.
Why does Somerset, PA insurance distress create sellers?
A Somerset, PA premium outruns the Somerset, PA budget; a carrier leaves Somerset, PA; Somerset, PA carrying cost passes plan; Somerset, PA owners sell while current; Somerset, PA insurance distress leads Somerset, PA foreclosure data.