Sumter County, SC: Home-Insurance Distress & Forced-Sale Pressure
Sumter County, SC: 70/100 (severe) home-insurance distress; Sumter, SC band MEDIUM; Sumter, SC #631 of 3,222 counties; Sumter, SC #37 of 46 in South Carolina.
FEMA hazard, Sumter, SC: 78/100; Sumter, SC declarations, three years: 6; Sumter, SC perils: 4 tropical-storm; Sumter, SC five-year count 8 (severity 12.0); Sumter, SC ten-year 8; hazard-weighted, Sumter, SC: 12.0.
Declared incidents on the Sumter, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Sumter, SC); 2023 Hurricane 1 (Sumter, SC).
NFIP claims, Sumter, SC, three years: 3; Sumter, SC payouts $5,862; per Sumter, SC claim $1,954; Sumter, SC claim-stress 58/100.
Sumter, SC monthly score rose, 55 (March 2026) to 69 (October 2026); Sumter, SC by month: March 55, April 55, May 59, June 59 (Sumter, SC), July 56, August 59, September 55, October 69.
Sumter, SC components: climate 77, NFIP claims 58; Sumter, SC retreat index 69.
Construction distress, Sumter, SC: 59/100 as of August 2026 (Sumter, SC: 60/100 one-to-four unit, 7/100 multifamily).
Sumter, SC ZIPs, June 2026 (Sumter, SC, 15 highest): score 0 (Sumter, SC), climate 85 (Sumter, SC): 29114; score 0 (Sumter, SC), climate 81 (Sumter, SC): 29062, 29150, 29152, 29154, Sumter, SC 29168; score 0 (Sumter, SC), climate 76 (Sumter, SC): 29051, 29125; score 0 (Sumter, SC), climate 74 (Sumter, SC): 29153; score 0 (Sumter, SC), climate 72 (Sumter, SC): 29001, 29128; score 0 (Sumter, SC), climate 71 (Sumter, SC): 29162; score 0 (Sumter, SC), climate 61 (Sumter, SC): 29040; score 0 (Sumter, SC), climate 55 (Sumter, SC): 29104; score 0 (Sumter, SC), climate 53 (Sumter, SC): 29080.
DLRadar rescores Sumter, SC monthly; Sumter, SC readings join Sumter, SC foreclosure, lien and ownership parcels (Sumter, SC), so cost-squeezed Sumter, SC owners surface before listing.
Inside South Carolina, Sumter County ranks 37th of 46 counties for home-insurance distress at 70/100; Marlboro County (77/100) sits just above Sumter County, and Williamsburg County (62/100) sits just below Sumter County.
Deterministic. Every Sumter County, SC signal traces to a public Sumter dataset (FEMA, NFIP, Census for Sumter, SC) · how insurance distress works in Sumter, SC · methodology
FAQ: Sumter County, SC insurance distress
What is the Sumter County, SC home-insurance-distress score?
Sumter, SC: 70/100 (MEDIUM), #631 of 3,222, #37 in South Carolina. FEMA hazard, Sumter, SC: 78/100; NFIP stress, Sumter, SC: 58/100; construction, Sumter, SC: 59/100; Sumter, SC rescores monthly.
Is Sumter County insurance distress getting better or worse (SC)?
Sumter, SC: 55 in March 2026; Sumter, SC: 69 in October 2026 (worse); Sumter, SC climate component 77; Sumter, SC NFIP claims score 58.
How many flood-insurance claims has Sumter County, SC had?
Sumter, SC: 3 NFIP claims, three years; Sumter, SC paid $5,862; per Sumter, SC claim $1,954; carriers reprice Sumter, SC against that record.
Which Sumter County ZIP codes carry the most insurance distress (SC)?
Sumter, SC, June 2026: 29114 at 0, 29062 at 0, 29150 at 0, 29152 at 0; Sumter, SC climate scores there: 85, 81, 81, 81.
Why does Sumter, SC insurance distress create sellers?
A Sumter, SC premium outruns the Sumter, SC budget; a carrier leaves Sumter, SC; Sumter, SC carrying cost passes plan; Sumter, SC owners sell while current; Sumter, SC insurance distress leads Sumter, SC foreclosure data.