Franklin County, TN: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, TN: 30/100 (moderate) home-insurance distress; Franklin, TN band LOW; Franklin, TN #1,598 of 3,222 counties; Franklin, TN #58 of 95 in Tennessee.
FEMA hazard, Franklin, TN: 40/100; Franklin, TN declarations, three years: 6; Franklin, TN perils: 2 severe-storm; Franklin, TN five-year count 6 (severity 12.0); Franklin, TN ten-year 6; hazard-weighted, Franklin, TN: 2.0.
Declared incidents on the Franklin, TN record: 2026 Winter Storm 4; 2025 Severe Storm 2 (Franklin, TN).
NFIP claims, Franklin, TN, three years: 1; Franklin, TN payouts $0; per Franklin, TN claim $0; Franklin, TN claim-stress 15/100.
Franklin, TN monthly score fell, 35 (March 2026) to 30 (October 2026); Franklin, TN by month: March 35, April 35, May 35, June 35 (Franklin, TN), July 33, August 38, September 31, October 30.
Franklin, TN components: climate 40, NFIP claims 15; Franklin, TN retreat index 30.
Construction distress, Franklin, TN: 43/100 as of August 2026 (Franklin, TN: 55/100 one-to-four unit, 1/100 multifamily).
Franklin, TN ZIPs, June 2026 (Franklin, TN, 16 highest): score 0 (Franklin, TN), climate 59 (Franklin, TN): 37318, 37324, 37330, 37345, Franklin, TN 37376, 37383; score 0 (Franklin, TN), climate 58 (Franklin, TN): 37375; score 0 (Franklin, TN), climate 56 (Franklin, TN): 37328, 37335, 37380, 37398; score 0 (Franklin, TN), climate 54 (Franklin, TN): 37306; score 0 (Franklin, TN), climate 52 (Franklin, TN): 37388; score 0 (Franklin, TN), climate 44 (Franklin, TN): 37356; score 0 (Franklin, TN), climate 27 (Franklin, TN): 37366; score 0 (Franklin, TN), climate 10 (Franklin, TN): 37352.
DLRadar rescores Franklin, TN monthly; Franklin, TN readings join Franklin, TN foreclosure, lien and ownership parcels (Franklin, TN), so cost-squeezed Franklin, TN owners surface before listing.
Inside Tennessee, Franklin County ranks 58th of 95 counties for home-insurance distress at 30/100; Jefferson County (35/100) sits just above Franklin County, and Scott County (30/100) sits just below Franklin County.
Deterministic. Every Franklin County, TN signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, TN) · how insurance distress works in Franklin, TN · methodology
FAQ: Franklin County, TN insurance distress
What is the Franklin County, TN home-insurance-distress score?
Franklin, TN: 30/100 (LOW), #1,598 of 3,222, #58 in Tennessee. FEMA hazard, Franklin, TN: 40/100; NFIP stress, Franklin, TN: 15/100; construction, Franklin, TN: 43/100; Franklin, TN rescores monthly.
Is Franklin County insurance distress getting better or worse (TN)?
Franklin, TN: 35 in March 2026; Franklin, TN: 30 in October 2026 (better); Franklin, TN climate component 40; Franklin, TN NFIP claims score 15.
How many flood-insurance claims has Franklin County, TN had?
Franklin, TN: 1 NFIP claims, three years; Franklin, TN paid $0; per Franklin, TN claim $0; carriers reprice Franklin, TN against that record.
Which Franklin County ZIP codes carry the most insurance distress (TN)?
Franklin, TN, June 2026: 37318 at 0, 37324 at 0, 37330 at 0, 37345 at 0; Franklin, TN climate scores there: 59, 59, 59, 59.
Why does Franklin, TN insurance distress create sellers?
A Franklin, TN premium outruns the Franklin, TN budget; a carrier leaves Franklin, TN; Franklin, TN carrying cost passes plan; Franklin, TN owners sell while current; Franklin, TN insurance distress leads Franklin, TN foreclosure data.