Franklin County, TN: Foreclosures, Tax Liens & Distressed Properties
Franklin County, TN, Tennessee: 16 ZIP codes scored, Franklin County, TN averaging 18/100 (low, Franklin, TN), from 10 to 21. Franklin County, TN is in its peak phase (Franklin, TN confidence 19/100): Franklin, TN home prices up 2.0% (Franklin, TN) over twelve months. Franklin County, TN lender headwind: 32/100.
Highest-scoring Franklin County, TN ZIPs: 37328 (21/100), 37335 (21/100), 37318 (19/100), 37324 (19/100), 37330 (19/100), 37345 (19/100). Also scored in Franklin County, TN: 37376, 37383, 37388, 37306, 37375, 37398, 37380, 37356, 37366, 37352.
Across Franklin County, TN's scored ZIPs: median home value $231,667, household income $59,305, 14.7% vacancy, 16.7% poverty, 76% owner-occupied, median age 41.4.
Franklin County, TN insurance distress 33/100 (#1,499 in the US); FEMA hazard 46/100 for Franklin, TN; 9 federal disaster declarations in Franklin County, TN since 2023; 1 Franklin, TN NFIP flood claims; Franklin, TN construction distress 43/100.
7 banks with 11 branches lend in Franklin County, TN; Franklin, TN weighted bank stress 55/100, highest 65/100 in Franklin, TN.
Franklin County, TN unemployment 4.0%; 393 new housing units permitted in Franklin County, TN over twelve months, Franklin, TN up 7% from 368; Franklin, TN home prices +11.8% a year (Franklin, TN) over three years.
20,110 housing units in Franklin County, TN; 4,038 Franklin, TN renter households; 34% of Franklin, TN renters spend 30%+ of income on rent, 12% (Franklin, TN) half or more.
Franklin County, TN ranks #1,659 nationally on the opportunity index (Franklin, TN, among all ranked counties); Franklin, TN scores 28.9/100 and Franklin, TN sits #46 inside Tennessee. Franklin, TN is in the early_signal opportunity phase; Franklin, TN's primary driver is vacancy, Franklin, TN second driver bank institutional; Franklin, TN moved up 253 places. 11 short-sale listings across Franklin, TN; 95 days on market observed in Franklin, TN; 12.8% vacancy over 16 Franklin, TN ZIPs.
No CFPB county sample covers Franklin County, TN. The non-metro area reading for Franklin, TN: 1.3% ninety-plus days late; Franklin, TN's thirty-to-eighty-nine share is 3.3% (Franklin, TN, December 2025 data); Tennessee overall 0.9%.
Franklin County, TN has 5 watched banks; 5 Franklin, TN banks sit in an elevated band. Franklin, TN footprints: Citizens Community Bank (3 branches, stress 45) in Franklin, TN; Citizens Tri-County Bank (2 branches, stress 57) in Franklin, TN; Wellworth Bank (1 branch, stress 65) in Franklin, TN.
HUD lists 2 assisted multifamily properties in Franklin County, TN with 86 units; 84 Franklin, TN units are assisted, 2 Franklin, TN properties under project-based Section 8.
2,665 of the 20,110 housing units in Franklin, TN sit vacant. Franklin County, TN permitted 48 multifamily units in twelve months; Franklin, TN's one-to-four unit structures added 345 units in Franklin County, TN.