Franklin County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, TN distress report, 2026: 16 ZIPs scored in Franklin, TN, Franklin, TN average 18/100; the top Franklin, TN ZIP is 37328 at 21/100; Franklin, TN market phase peak, Franklin, TN prices +2.0% year over year.
- Franklin, TN ranks #1,659 nationally (opportunity index); Franklin, TN #46 in Tennessee; Franklin, TN index 28.9.
- Franklin, TN: no CFPB county sample; Franklin, TN non-metro area reading 1.3%.
- Franklin, TN ZIP phases: 16 peak.
- Franklin, TN residential listings tracked: 8 across 9 ZIPs; Franklin, TN candidate listings 3.
- Franklin, TN HUD assisted properties: 2 with 86 units.
- Franklin, TN lenders on watch: 5; largest Franklin, TN footprint Citizens Community Bank (3 branches).
- Franklin, TN most distressed ZIP: 37328 at 21/100.
Franklin, TN figures: DLRadar distress index; Franklin, TN inputs: CFPB, FHFA, HUD, FDIC; Franklin, TN rebuilt as sources refresh.
| Rank | Franklin, TN ZIP | Score |
|---|---|---|
| 1 | 37328 | 21/100 |
| 2 | 37335 | 21/100 |
| 3 | 37318 | 19/100 |
| 4 | 37324 | 19/100 |
| 5 | 37330 | 19/100 |
| 6 | 37345 | 19/100 |
| 7 | 37376 | 19/100 |
| 8 | 37383 | 19/100 |
| 9 | 37388 | 19/100 |
| 10 | 37306 | 18/100 |
| 11 | 37375 | 18/100 |
| 12 | 37398 | 18/100 |
Most distressed Franklin, TN ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, TN
No CFPB county sample covers Franklin, TN; the non-metro area reading for Franklin, TN: 1.3% ninety-plus; Franklin, TN area thirty-to-eighty-nine 3.3% (December 2025, Franklin, TN); Tennessee overall 0.9%.
Opportunity index: Franklin, TN
Franklin, TN index 28.9, Franklin, TN phase early_signal; Franklin, TN primary driver vacancy, Franklin, TN second driver bank institutional. Franklin, TN components: property stress 18.4, foreclosure pressure 19.6, listing discounts 29.0, bank stress 52.2, insurance 0.0; Franklin, TN pulse 31.5; Franklin, TN capital opportunity 24.9; Franklin, TN seven-day change -0.4%.
ZIP market phases inside Franklin, TN
16 Franklin, TN ZIPs carry a price-cycle phase; Franklin, TN ZIPs by phase (Franklin, TN), deepest drawdown first: peak, +1.2% YoY, 0.3% off peak (Franklin, TN): 37380; peak, +1.9% YoY, 0.2% off peak (Franklin, TN): 37356; peak, +1.7% YoY, 0.1% off peak (Franklin, TN): 37375; peak, +2.0% YoY (Franklin, TN): 37306, 37318, 37324, 37328, Franklin, TN 37330, 37335, 37345, 37352, Franklin, TN 37376, 37383, 37388, 37398; peak, +2.8% YoY (Franklin, TN): 37366.
Residential listings by Franklin, TN ZIP
Franklin, TN ZIPs with the most tracked Franklin, TN residential listings: 37398 3 listings, 0 candidates, bank pressure 60; 37324 2 listings, 2 candidates, bank pressure 58; 37330 2 listings, 0 candidates, bank pressure 57; 37345 1 listings, 1 candidates, bank pressure 58 (Franklin, TN); 37306 0 listings, 0 candidates, bank pressure 60; 37318 0 listings, 0 candidates, bank pressure 58; 37375 0 listings, 0 candidates, bank pressure 57; 37376 0 listings, 0 candidates, bank pressure 58. Franklin, TN totals: 8 listings; Franklin, TN candidates 3; active ZIPs 2.
HUD assisted housing in Franklin, TN
2 assisted properties with 86 units sit in Franklin, TN; largest Franklin, TN properties: Cumberland Place Apartments (Winchester) 75 units, 74 assisted; Kc Home Of Cowan (Cowan) 11 units, 10 assisted.
Lenders with branches in Franklin, TN
Franklin, TN lenders by branch count: Citizens Community Bank (Franklin, TN): stress 45, 3 branches low in Franklin, TN; Citizens Tri-County Bank (Franklin, TN): stress 57, 2 branches low in Franklin, TN; Wellworth Bank (Franklin, TN): stress 65, 1 branch low in Franklin, TN; First Vision Bank Of Tn (Franklin, TN): stress 62, 1 branch low in Franklin, TN; Firstbank (Franklin, TN): stress 55, 1 branch low in Franklin, TN.
Vacancy and permits, Franklin, TN
2,665 of 20,110 Franklin, TN housing units are vacant; Franklin, TN permits, twelve months: 48 multifamily units in Franklin, TN, 345 one-to-four unit units.
Work Franklin, TN at the parcel level
Every Franklin, TN parcel carries owner and address; every Franklin, TN parcel carries APN; Franklin, TN distress scores sit on the Franklin, TN live board.
Franklin, TN figures refresh with each source.
Franklin, TN questions
Most distressed ZIP code in Franklin County, TN?
ZIP 37328 leads Franklin, TN at 21/100; next in Franklin, TN: 37335 at 21/100; the Franklin, TN average is 18/100.
Where does Franklin County, TN rank for investment opportunity?
Franklin, TN is #1,659 among all ranked counties, #46 in Tennessee; the Franklin, TN driver is vacancy; Franklin, TN moved up 253 places.
How many mortgages are delinquent in Franklin County, TN?
Franklin, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Franklin, TN.
Which banks lend in Franklin County, TN?
5 watched lenders hold Franklin, TN branches; the largest Franklin, TN footprints are Citizens Community Bank (3), Citizens Tri-County Bank (2), Wellworth Bank (1).
More on Franklin, TN
Franklin County, TN distress report: public-record figures for Franklin, TN; not legal advice for Franklin, TN; not tax or investment advice; verify every Franklin, TN record before acting.