ZIP 37306 Foreclosure, Tax-Lien & Distress Report
Franklin County, Tennessee · High Vacancy market
DLRadar grades ZIP 37306 (Franklin County, Tennessee) at a low 18/100 for overall property distress. The split runs 39/100 structural to 4/100 active on the ground. Its heaviest discrete signals: construction/permit lag (45/100), structural risk (39/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (13/100) stay muted.
Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 62% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 37306 scores 34/100. 16.3% of residents fall below the poverty threshold. Owners hold 87% of homes, renters 13%. Around 49% of renters are cost-burdened. About 18% have a four-year degree. At $55,707, median income runs below typical U.S. levels. The ZIP holds roughly 1,182 housing units. A median home runs $223,400 here, or 4.0 times local income. About 1,891 people live here, median age 52.
Net-net, 37306 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 37306 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 37306's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 37306 shows blanks, not estimates, wherever the record is sparse.
The 18/100 figure for 37306 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 37306 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 37306 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 37306 by the numbers
Current distress, phase, housing and lender-pressure figures for 37306, drawn from the same report attached to each property.
Adjacent Franklin County ZIP reports
Keep exploring Tennessee distress
Additional distress intelligence spanning Franklin County, Tennessee by ZIP, county and state.
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Deterministic scoring, sourced entirely from public data · methodology