Hill County, TX: Home-Insurance Distress & Forced-Sale Pressure
Hill County, TX: 62/100 (elevated) home-insurance distress; Hill, TX band MEDIUM; Hill, TX #841 of 3,222 counties; Hill, TX #89 of 254 in Texas; raw Hill, TX 66.3.
FEMA hazard, Hill, TX: 52/100; Hill, TX declarations, three years: 3; Hill, TX perils: 2 flood; Hill, TX five-year count 2 (severity 3.0); Hill, TX ten-year 2; hazard-weighted, Hill, TX: 6.0.
Declared incidents on the Hill, TX record: 2024 Flood 2 (Hill, TX).
NFIP claims, Hill, TX, three years: 2; Hill, TX payouts $156,149; per Hill, TX claim $78,075; Hill, TX claim-stress 77/100.
Hill, TX monthly score fell, 67 (March 2026) to 62 (October 2026); Hill, TX by month: March 67, April 67, May 66, June 66 (Hill, TX), July 63, August 62, September 63, October 62.
Hill, TX components: climate 52, NFIP claims 77; Hill, TX retreat index 62.
Construction distress, Hill, TX: 58/100 as of August 2026 (Hill, TX: 57/100 one-to-four unit, 25/100 multifamily).
Hill, TX ZIPs, June 2026 (Hill, TX, 16 highest): score 0 (Hill, TX), climate 89 (Hill, TX): 76691; score 0 (Hill, TX), climate 84 (Hill, TX): 76093; score 0 (Hill, TX), climate 83 (Hill, TX): 76050; score 0 (Hill, TX), climate 78 (Hill, TX): 76670; score 0 (Hill, TX), climate 71 (Hill, TX): 76621, 76622, 76666; score 0 (Hill, TX), climate 70 (Hill, TX): 76055, 76627, 76628, 76631, Hill, TX 76636, 76645, 76650, 76660, Hill, TX 76676.
DLRadar rescores Hill, TX monthly; Hill, TX readings join Hill, TX foreclosure, lien and ownership parcels (Hill, TX), so cost-squeezed Hill, TX owners surface before listing.
Inside Texas, Hill County ranks 88th of 254 counties for home-insurance distress at 62/100; Comal County (63/100) sits just above Hill County, and Jack County (62/100) sits just below Hill County.
Deterministic. Every Hill County, TX signal traces to a public Hill dataset (FEMA, NFIP, Census for Hill, TX) · how insurance distress works in Hill, TX · methodology
FAQ: Hill County, TX insurance distress
What is the Hill County, TX home-insurance-distress score?
Hill, TX: 62/100 (MEDIUM), #841 of 3,222, #89 in Texas. FEMA hazard, Hill, TX: 52/100; NFIP stress, Hill, TX: 77/100; construction, Hill, TX: 58/100; Hill, TX rescores monthly.
Is Hill County insurance distress getting better or worse (TX)?
Hill, TX: 67 in March 2026; Hill, TX: 62 in October 2026 (better); Hill, TX climate component 52; Hill, TX NFIP claims score 77.
How many flood-insurance claims has Hill County, TX had?
Hill, TX: 2 NFIP claims, three years; Hill, TX paid $156,149; per Hill, TX claim $78,075; carriers reprice Hill, TX against that record.
Which Hill County ZIP codes carry the most insurance distress (TX)?
Hill, TX, June 2026: 76691 at 0, 76093 at 0, 76050 at 0, 76670 at 0; Hill, TX climate scores there: 89, 84, 83, 78.
Why does Hill, TX insurance distress create sellers?
A Hill, TX premium outruns the Hill, TX budget; a carrier leaves Hill, TX; Hill, TX carrying cost passes plan; Hill, TX owners sell while current; Hill, TX insurance distress leads Hill, TX foreclosure data.