Chittenden County, VT: Home-Insurance Distress & Forced-Sale Pressure
Chittenden County, VT: 79/100 (severe) home-insurance distress; Chittenden, VT band MEDIUM; Chittenden, VT #395 of 3,222 counties; Chittenden, VT #3 of 14 in Vermont; raw Chittenden, VT 84.8.
FEMA hazard, Chittenden, VT: 74/100; Chittenden, VT declarations, three years: 9; Chittenden, VT perils: 3 tropical-storm, 6 severe-storm; Chittenden, VT five-year count 12 (severity 15.0); Chittenden, VT ten-year 12; hazard-weighted, Chittenden, VT: 15.0.
Declared incidents on the Chittenden, VT record: 2024 Severe Storm 4; 2024 Tropical Storm 2 (Chittenden, VT); 2023 Severe Storm 2; 2023 Flood 2 (Chittenden, VT).
NFIP claims, Chittenden, VT, three years: 15; Chittenden, VT payouts $525,220; per Chittenden, VT claim $35,015; Chittenden, VT claim-stress 86/100.
Chittenden, VT monthly score fell, 82 (March 2026) to 78 (October 2026); Chittenden, VT by month: March 82, April 82, May 83, June 83 (Chittenden, VT), July 90, August 83, September 88, October 78.
Chittenden, VT components: climate 73, NFIP claims 86; Chittenden, VT retreat index 78.
Construction distress, Chittenden, VT: 0/100 as of August 2026 (Chittenden, VT: 55/100 one-to-four unit, 0/100 multifamily).
Chittenden, VT ZIPs, June 2026 (Chittenden, VT, 16 highest): score 0 (Chittenden, VT), climate 72 (Chittenden, VT): 05401, 05403, 05404, 05405, Chittenden, VT 05408, 05439, 05445, 05446, Chittenden, VT 05452, 05462, 05465, 05477, Chittenden, VT 05482, 05489, 05494, 05495.
DLRadar rescores Chittenden, VT monthly; Chittenden, VT readings join Chittenden, VT foreclosure, lien and ownership parcels (Chittenden, VT), so cost-squeezed Chittenden, VT owners surface before listing.
Inside Vermont, Chittenden County ranks 4th of 14 counties for home-insurance distress at 79/100; Orleans County (82/100) sits just above Chittenden County, and Washington County (79/100) sits just below Chittenden County.
Deterministic. Every Chittenden County, VT signal traces to a public Chittenden dataset (FEMA, NFIP, Census for Chittenden, VT) · how insurance distress works in Chittenden, VT · methodology
FAQ: Chittenden County, VT insurance distress
What is the Chittenden County, VT home-insurance-distress score?
Chittenden, VT: 79/100 (MEDIUM), #395 of 3,222, #3 in Vermont. FEMA hazard, Chittenden, VT: 74/100; NFIP stress, Chittenden, VT: 86/100; construction, Chittenden, VT: 0/100; Chittenden, VT rescores monthly.
Is Chittenden County insurance distress getting better or worse (VT)?
Chittenden, VT: 82 in March 2026; Chittenden, VT: 78 in October 2026 (better); Chittenden, VT climate component 73; Chittenden, VT NFIP claims score 86.
How many flood-insurance claims has Chittenden County, VT had?
Chittenden, VT: 15 NFIP claims, three years; Chittenden, VT paid $525,220; per Chittenden, VT claim $35,015; carriers reprice Chittenden, VT against that record.
Which Chittenden County ZIP codes carry the most insurance distress (VT)?
Chittenden, VT, June 2026: 05401 at 0, 05403 at 0, 05404 at 0, 05405 at 0; Chittenden, VT climate scores there: 72, 72, 72, 72.
Why does Chittenden, VT insurance distress create sellers?
A Chittenden, VT premium outruns the Chittenden, VT budget; a carrier leaves Chittenden, VT; Chittenden, VT carrying cost passes plan; Chittenden, VT owners sell while current; Chittenden, VT insurance distress leads Chittenden, VT foreclosure data.