Platte County, WY: Home-Insurance Distress & Forced-Sale Pressure
Platte County, WY: 32/100 (moderate) home-insurance distress; Platte, WY band LOW; Platte, WY #1,565 of 3,222 counties; Platte, WY #5 of 23 in Wyoming; raw Platte, WY 31.2; Platte, WY coverage multiplier 0.85.
FEMA hazard, Platte, WY: 63/100; Platte, WY declarations, three years: 2; Platte, WY perils: 3 fire; Platte, WY five-year count 2 (severity 3.0); Platte, WY ten-year 2; hazard-weighted, Platte, WY: 4.0.
Declared incidents on the Platte, WY record: 2024 Fire 2 (Platte, WY).
NFIP claims, Platte, WY, three years: none; Platte, WY claim-stress 0/100.
Platte, WY monthly score fell, 30 (March 2026) to 26 (October 2026); Platte, WY by month: March 30, April 30, May 30, June 30 (Platte, WY), July 27, August 26, September 32, October 26.
Platte, WY components: climate 52; Platte, WY retreat index 26; Platte, WY climate multiplier 0.85.
Construction distress, Platte, WY: 63/100 as of August 2026 (Platte, WY: 63/100 one-to-four unit, 8/100 multifamily).
Platte, WY ZIPs, June 2026 (Platte, WY, 5 highest): score 0 (Platte, WY), climate 30 (Platte, WY): 82201; score 0 (Platte, WY), climate 24 (Platte, WY): 82210; score 0 (Platte, WY), climate 21 (Platte, WY): 82213, 82214, 82215.
DLRadar rescores Platte, WY monthly; Platte, WY readings join Platte, WY foreclosure, lien and ownership parcels (Platte, WY), so cost-squeezed Platte, WY owners surface before listing.
Inside Wyoming, Platte County ranks 5th of 23 counties for home-insurance distress at 32/100; Hot Springs County (32/100) sits just above Platte County, and Sheridan County (32/100) sits just below Platte County.
Deterministic. Every Platte County, WY signal traces to a public Platte dataset (FEMA, NFIP, Census for Platte, WY) · how insurance distress works in Platte, WY · methodology
FAQ: Platte County, WY insurance distress
What is the Platte County, WY home-insurance-distress score?
Platte, WY: 32/100 (LOW), #1,565 of 3,222, #5 in Wyoming. FEMA hazard, Platte, WY: 63/100; NFIP stress, Platte, WY: 0/100; construction, Platte, WY: 63/100; Platte, WY rescores monthly.
Is Platte County insurance distress getting better or worse (WY)?
Platte, WY: 30 in March 2026; Platte, WY: 26 in October 2026 (better); Platte, WY climate component 52.
Which Platte County ZIP codes carry the most insurance distress (WY)?
Platte, WY, June 2026: 82201 at 0, 82210 at 0, 82213 at 0, 82214 at 0; Platte, WY climate scores there: 30, 24, 21, 21.
Why does Platte, WY insurance distress create sellers?
A Platte, WY premium outruns the Platte, WY budget; a carrier leaves Platte, WY; Platte, WY carrying cost passes plan; Platte, WY owners sell while current; Platte, WY insurance distress leads Platte, WY foreclosure data.