Wyoming Home-Insurance Distress by County

Home-insurance distress across Wyoming is below the national norm: 23 counties average 11/100, 47th of 52 states.

Wyoming's reading rests on a FEMA hazard average of 14/100 and NFIP flood-claim stress of 9/100.

Over three years Wyoming counties filed 6 NFIP flood claims, $182,222 paid.

Highest in Wyoming: Laramie County 57/100 (#966 US), Johnson County 35/100 (#1462 US), Sheridan County 27/100 (#1840 US), Hot Springs County 27/100 (#1838 US), Campbell County 27/100 (#1837 US).

Wyoming counties by insurance band: 15 zero (Wyoming), 7 low, 1 medium; Wyoming NFIP claims, three years: 6; Wyoming payouts $182,222.

Wyoming counties with the most NFIP claims: Laramie 3 ($34,502); Converse 2 ($7,099); Big Horn 1 ($140,621) in Wyoming.

Wyoming county average fell: 11.7 in March 2026; Wyoming reads 10.4 in October 2026; Wyoming by month: March 11.7, April 11.7, May 11.7 (Wyoming), June 11.7, July 11.0, August 10.7 (Wyoming), September 12.3, October 10.4.

Highest Wyoming ZIPs, insurance distress: 80510 0 (climate 92), 80471 0 (climate 92) in Wyoming, 80455 0 (climate 92), 80540 0 (climate 92) in Wyoming, 80302 0 (climate 92), 80466 0 (climate 92) in Wyoming.

Reading the Wyoming bands: 0 of 23 Wyoming counties sit in a high or worse insurance band; Wyoming filed 6 NFIP claims in three years, $182,222 paid to Wyoming policyholders; a Wyoming county's band moves when FEMA hazard revisions, new Wyoming NFIP settlements or carrier filings change its monthly score.