Wyoming Home-Insurance Distress by County

Home-insurance distress across Wyoming is below the national average, with an average county insurance-distress score of 13/100 — the 46th-highest of the 52 states and territories DLRadar scores. Every one of Wyoming's 23 counties is monitored for coverage pressure — the force that pushes owners to list before any default shows.

NFIP paid $352,896 across 10 Wyoming flood claims in three years; that ledger is what reprices coverage statewide.

For anyone sourcing acquisitions in Wyoming, the value of a state-level insurance read is that it points to which counties to open first: a below the national average average means the pressure is real but uneven, and the county table below is where that pressure resolves into specific markets.

1 of Wyoming's 23 counties carry a severe insurance-distress score of 70 or higher — where coverage is hardest to keep and carrying cost, not the mortgage, is the sale trigger.

Because Wyoming is rebuilt monthly from fresh FEMA, NFIP and carrier inputs, its #46 national rank and county order move with actual conditions, not a fixed snapshot.

Treated properly, Wyoming's insurance distress is a lead source: it flags owners whose breaking point is the policy, and the ranked counties below are where to start.

Insurance pressure in Wyoming is most useful read against the rest: DLRadar aligns it with foreclosure, lender-stress and ownership data county by county, separating owners squeezed only by premiums from those under broader strain.

Statewide, the pressure is driven by an average FEMA hazard score of 19/100 and average NFIP flood-claim stress of 9/100 — the exposures carriers price against and increasingly decline to renew, and why Wyoming premiums climb faster than incomes.

At the top of the Wyoming table sits Laramie County (72/100) and Johnson County. The table underneath sorts all Wyoming counties by insurance distress, with a link to each detail page.

Underneath the Wyoming headline sit three separable layers — hazard exposure, flood-loss history and carrier pullback — each scored on its own before rolling up, so the state number describes a mix of risks rather than a single cause.

DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then ties it to parcel-level foreclosure, tax-lien and ownership signals. So in Wyoming you can find the owners whose breaking point is the insurance bill, before they list.