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Sheridan County, WY: Home-Insurance Distress & Forced-Sale Pressure

Sheridan County, WY: 32/100 (moderate) home-insurance distress; Sheridan, WY band LOW; Sheridan, WY #1,566 of 3,222 counties; Sheridan, WY #6 of 23 in Wyoming; raw Sheridan, WY 31.2; Sheridan, WY coverage multiplier 0.85.

FEMA hazard, Sheridan, WY: 63/100; Sheridan, WY declarations, three years: 2; Sheridan, WY perils: 3 fire; Sheridan, WY five-year count 2 (severity 3.0); Sheridan, WY ten-year 2; hazard-weighted, Sheridan, WY: 4.0.

Declared incidents on the Sheridan, WY record: 2024 Fire 2 (Sheridan, WY).

NFIP claims, Sheridan, WY, three years: none; Sheridan, WY claim-stress 0/100.

Sheridan, WY monthly score fell, 30 (March 2026) to 26 (October 2026); Sheridan, WY by month: March 30, April 30, May 30, June 30 (Sheridan, WY), July 27, August 26, September 32, October 26.

Sheridan, WY components: climate 52; Sheridan, WY retreat index 26; Sheridan, WY climate multiplier 0.85.

Construction distress, Sheridan, WY: 9/100 as of August 2026 (Sheridan, WY: 54/100 one-to-four unit, 0/100 multifamily).

Sheridan, WY ZIPs, June 2026 (Sheridan, WY, 12 highest): score 0 (Sheridan, WY), climate 67 (Sheridan, WY): 82833, 82835, 82836, 82837, Sheridan, WY 82838, 82839, 82842, 82844, Sheridan, WY 82845; score 0 (Sheridan, WY), climate 66 (Sheridan, WY): 82801; score 0 (Sheridan, WY), climate 57 (Sheridan, WY): 82832; score 0 (Sheridan, WY), climate 50 (Sheridan, WY): 82831.

DLRadar rescores Sheridan, WY monthly; Sheridan, WY readings join Sheridan, WY foreclosure, lien and ownership parcels (Sheridan, WY), so cost-squeezed Sheridan, WY owners surface before listing.

Inside Wyoming, Sheridan County ranks 6th of 23 counties for home-insurance distress at 32/100; Platte County (32/100) sits just above Sheridan County, and Big Horn County (25/100) sits just below Sheridan County.

Insurance distress
32/100
Sheridan, WY: LOW
National rank
#1566
Sheridan, WY: of 3,222 counties
FEMA hazard
63/100
Sheridan County hazard
NFIP claim stress
0/100
Sheridan, WY 3-year
Flood claims (3y)
0
Sheridan, WY
Claims paid (3y)
$0
Sheridan, WY payouts
Per claim
$0
Sheridan, WY
Construction distress
9/100
Sheridan, WY

Deterministic. Every Sheridan County, WY signal traces to a public Sheridan dataset (FEMA, NFIP, Census for Sheridan, WY) · how insurance distress works in Sheridan, WY · methodology

FAQ: Sheridan County, WY insurance distress

What is the Sheridan County, WY home-insurance-distress score?

Sheridan, WY: 32/100 (LOW), #1,566 of 3,222, #6 in Wyoming. FEMA hazard, Sheridan, WY: 63/100; NFIP stress, Sheridan, WY: 0/100; construction, Sheridan, WY: 9/100; Sheridan, WY rescores monthly.

Is Sheridan County insurance distress getting better or worse (WY)?

Sheridan, WY: 30 in March 2026; Sheridan, WY: 26 in October 2026 (better); Sheridan, WY climate component 52.

Which Sheridan County ZIP codes carry the most insurance distress (WY)?

Sheridan, WY, June 2026: 82833 at 0, 82835 at 0, 82836 at 0, 82837 at 0; Sheridan, WY climate scores there: 67, 67, 67, 67.

Why does Sheridan, WY insurance distress create sellers?

A Sheridan, WY premium outruns the Sheridan, WY budget; a carrier leaves Sheridan, WY; Sheridan, WY carrying cost passes plan; Sheridan, WY owners sell while current; Sheridan, WY insurance distress leads Sheridan, WY foreclosure data.

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