Johnson County, WY: Home-Insurance Distress & Forced-Sale Pressure
Johnson County, WY: 40/100 (moderate) home-insurance distress; Johnson, WY band LOW; Johnson, WY #1,335 of 3,222 counties; Johnson, WY #2 of 23 in Wyoming; raw Johnson, WY 46.8; Johnson, WY coverage multiplier 0.85.
FEMA hazard, Johnson, WY: 78/100; Johnson, WY declarations, three years: 6; Johnson, WY perils: 6 fire; Johnson, WY five-year count 4 (severity 6.0); Johnson, WY ten-year 4; hazard-weighted, Johnson, WY: 12.0.
Declared incidents on the Johnson, WY record: 2024 Fire 4 (Johnson, WY).
NFIP claims, Johnson, WY, three years: none; Johnson, WY claim-stress 0/100.
Johnson, WY monthly score fell, 36 (March 2026) to 35 (October 2026); Johnson, WY by month: March 36, April 36, May 38, June 38 (Johnson, WY), July 36, August 36, September 40, October 35.
Johnson, WY components: climate 68; Johnson, WY retreat index 35; Johnson, WY climate multiplier 0.85.
Construction distress, Johnson, WY: 87/100 as of August 2026 (Johnson, WY: 93/100 one-to-four unit, 27/100 multifamily).
Johnson, WY ZIPs, June 2026 (Johnson, WY, 5 highest): score 0 (Johnson, WY), climate 57 (Johnson, WY): 82832; score 0 (Johnson, WY), climate 50 (Johnson, WY): 82831; score 0 (Johnson, WY), climate 23 (Johnson, WY): 82639; score 0 (Johnson, WY), climate 20 (Johnson, WY): 82640, 82834.
DLRadar rescores Johnson, WY monthly; Johnson, WY readings join Johnson, WY foreclosure, lien and ownership parcels (Johnson, WY), so cost-squeezed Johnson, WY owners surface before listing.
Inside Wyoming, Johnson County ranks 2nd of 23 counties for home-insurance distress at 40/100; Laramie County (64/100) sits just above Johnson County, and Campbell County (32/100) sits just below Johnson County.
Deterministic. Every Johnson County, WY signal traces to a public Johnson dataset (FEMA, NFIP, Census for Johnson, WY) · how insurance distress works in Johnson, WY · methodology
FAQ: Johnson County, WY insurance distress
What is the Johnson County, WY home-insurance-distress score?
Johnson, WY: 40/100 (LOW), #1,335 of 3,222, #2 in Wyoming. FEMA hazard, Johnson, WY: 78/100; NFIP stress, Johnson, WY: 0/100; construction, Johnson, WY: 87/100; Johnson, WY rescores monthly.
Is Johnson County insurance distress getting better or worse (WY)?
Johnson, WY: 36 in March 2026; Johnson, WY: 35 in October 2026 (better); Johnson, WY climate component 68.
Which Johnson County ZIP codes carry the most insurance distress (WY)?
Johnson, WY, June 2026: 82832 at 0, 82831 at 0, 82639 at 0, 82640 at 0; Johnson, WY climate scores there: 57, 50, 23, 20.
Why does Johnson, WY insurance distress create sellers?
A Johnson, WY premium outruns the Johnson, WY budget; a carrier leaves Johnson, WY; Johnson, WY carrying cost passes plan; Johnson, WY owners sell while current; Johnson, WY insurance distress leads Johnson, WY foreclosure data.