ZIP
36312
AL · County 01069 · pop 6,147 (population)
34.0
Opportunity Index
EARLY_SIGNALNational rank #12006
Why This ZIP
ZIP 36312 ranks #12006 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 36312 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01069 — ZIP 36312 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01069 — ZIP 36312 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01069 — ZIP 36312 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 25.0 |
| Foreclosure / Delinquency | 19.0 |
| Vacancy | 15.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.0 |
| Construction Pressure | 19.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#12006
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.0
Pulse score35.3
Signal Breakdown — 10 Categories
Vacancy
15.6
Auction / REO
—
Construction Pressure
19.4
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
65.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
15.6%
Bank Score
65.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36312 | 35.3 | 20.8 | 0.0 | — |
| County 01069 | 32.2 | 20.8 | 0.0 | 29.1 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36375 | 41.5 | STRONG_BUY | VACANCY | 55 | 26 |
| 36343 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 60 | 25 |
| 36376 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 59 | 25 |
| 36352 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 53 | 22 |
| 36350 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 19 |
| 36320 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 46 | 25 |
| 36345 | 36.2 | EARLY_SIGNAL | VACANCY | — | 27 |
| 36301 | 35.3 | WATCHLIST | VACANCY | 38 | 25 |
| 36319 | 35.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 27 |
| 36303 | 31.7 | EARLY_SIGNAL | VACANCY | 21 | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36312
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.