ZIP
36316
AL · County 01061 · pop 2,199 (population)
33.4
Opportunity Index
EARLY_SIGNALNational rank #13517
Why This ZIP
ZIP 36316 ranks #13517 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 36316 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01061 — ZIP 36316 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01061 — ZIP 36316 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01061 — ZIP 36316 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 23.0 |
| Vacancy | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 58.7 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13517
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.6
Pulse score29.9
Signal Breakdown — 10 Categories
Vacancy
17.0
Auction / REO
—
Construction Pressure
58.7
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.0%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36316 | 29.9 | 22.1 | 0.0 | — |
| County 01061 | 37.6 | 22.0 | 0.0 | 35.0 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36340 | 44.7 | STRONG_BUY | VACANCY | 58 | 26 |
| 36477 | 43.9 | STRONG_BUY | VACANCY | 54 | 25 |
| 36375 | 41.5 | STRONG_BUY | VACANCY | 55 | 26 |
| 36442 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 46 | 23 |
| 36352 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 53 | 22 |
| 36453 | 38.7 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 57 | 22 |
| 36344 | 38.7 | OVERHEATED | VACANCY | — | 26 |
| 36322 | 36.3 | WATCHLIST | VACANCY | 45 | 19 |
| 36301 | 35.3 | WATCHLIST | VACANCY | 38 | 25 |
| 36318 | 34.1 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36316
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.