ZIP
46013
IN · County 18095 · pop 17,616 (population)
35.3
Opportunity Index
WATCHLISTNational rank #8936
Why This ZIP
ZIP 46013 ranks #8936 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46013 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18095 — ZIP 46013 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18095 — ZIP 46013 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18095 — ZIP 46013 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.2 |
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.8 |
| Construction Pressure | 31.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8936
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.3
Pulse score32.6
Signal Breakdown — 10 Categories
Vacancy
7.3
Auction / REO
—
Construction Pressure
31.2
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
41.2
Bank Institutional
58.8
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
123.6
Price Cut %
21.1%
Short-Sale Listings
6
Auction Events 90d
—
Vacancy %
7.3%
Bank Score
58.8
Insurance Score
0.0
Listings Discount
41.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46013 | 32.6 | 20.7 | 0.0 | 41.2 |
| County 18095 | 32.8 | 20.2 | 0.0 | 37.2 |
| IN state avg | 31.8 | 15.8 | 0.0 | 33.3 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46016 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 46 | 22 |
| 46012 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 22 |
| 46017 | 38.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 22 |
| 46011 | 37.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 22 |
| 46064 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 20 |
| 46928 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 46001 | 34.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 47356 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 46040 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 16 |
| 46036 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/46013
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.