ZIP
46590
IN · County 18085 · pop 5,073 (population)
32.8
Opportunity Index
EARLY_SIGNALNational rank #14985
Why This ZIP
ZIP 46590 ranks #14985 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46590 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18085 — ZIP 46590 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18085 — ZIP 46590 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18085 — ZIP 46590 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 24.0 |
| Vacancy | 13.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.8 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14985
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.4
Pulse score33.7
Signal Breakdown — 10 Categories
Vacancy
13.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
66.8
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.2%
Bank Score
66.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46590 | 33.7 | 24.1 | 0.0 | — |
| County 18085 | 31.2 | 23.1 | 0.0 | 22.8 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46982 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 56 | 22 |
| 46962 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 55 | 18 |
| 46542 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 23 |
| 46504 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 20 |
| 46539 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 23 |
| 46732 | 34.9 | WATCHLIST | VACANCY | 44 | 15 |
| 46567 | 34.1 | EARLY_SIGNAL | VACANCY | — | 20 |
| 46582 | 33.7 | EARLY_SIGNAL | VACANCY | 31 | 24 |
| 46555 | 33.6 | EARLY_SIGNAL | VACANCY | — | 24 |
| 46910 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46590
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.