ZIP
47431
IN · County 18119 · pop 1,401 (population)
34.1
Opportunity Index
EARLY_SIGNALNational rank #11742
Why This ZIP
ZIP 47431 ranks #11742 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 47431 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18119 — ZIP 47431 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18119 — ZIP 47431 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18119 — ZIP 47431 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 22.0 |
| Vacancy | 19.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 51.6 |
| Bank Institutional | 37.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11742
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.2
Pulse score32.0
Signal Breakdown — 10 Categories
Vacancy
19.6
Auction / REO
—
Construction Pressure
51.6
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
37.0
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.6%
Bank Score
37.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47431 | 32.0 | 21.9 | 0.0 | — |
| County 18119 | 37.0 | 20.5 | 0.0 | 39.0 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47427 | 42.5 | STRONG_BUY | VACANCY | 63 | 22 |
| 47460 | 39.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 22 |
| 47471 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 18 |
| 47868 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 48 | 22 |
| 46120 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 16 |
| 47433 | 36.4 | OVERHEATED | BANK_INSTITUTIONAL | — | 19 |
| 47833 | 36.3 | WATCHLIST | LISTINGS_DISCOUNT | 51 | 20 |
| 47404 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 16 |
| 46166 | 34.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 47841 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/47431
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.