ZIP
46166
IN · County 18109 · pop 2,819 (population)
34.2
Opportunity Index
EARLY_SIGNALNational rank #11511
Why This ZIP
ZIP 46166 ranks #11511 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 28.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46166 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18109 — ZIP 46166 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18109 — ZIP 46166 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18109 — ZIP 46166 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 17.0 |
| Vacancy | 15.3 |
| Foreclosure / Delinquency | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.9 |
| Construction Pressure | 58.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11511
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp28.8
Pulse score37.8
Signal Breakdown — 10 Categories
Vacancy
15.3
Auction / REO
—
Construction Pressure
58.6
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
72.9
Insurance Distress
0.0
Foreclosure / Delinquency
11.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
15.3%
Bank Score
72.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46166 | 37.8 | 15.3 | 0.0 | — |
| County 18109 | 33.8 | 14.5 | 0.0 | 37.9 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46157 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 17 |
| 46120 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 16 |
| 46160 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 18 |
| 47433 | 36.4 | OVERHEATED | BANK_INSTITUTIONAL | — | 19 |
| 46113 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 17 |
| 46118 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 11 |
| 46151 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 17 |
| 46158 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 16 |
| 47456 | 30.4 | WEAK | BANK_INSTITUTIONAL | — | 20 |
| 46180 | 30.1 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46166
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.