ZIP
46151
IN · County 18109 · pop 32,339 (population)
35.1
Opportunity Index
WATCHLISTNational rank #9391
Why This ZIP
ZIP 46151 ranks #9391 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46151 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18109 — ZIP 46151 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18109 — ZIP 46151 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18109 — ZIP 46151 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.1 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.6 |
| Construction Pressure | 62.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9391
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp36.6
Pulse score34.1
Signal Breakdown — 10 Categories
Vacancy
7.3
Auction / REO
—
Construction Pressure
62.5
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
40.1
Bank Institutional
64.6
Insurance Distress
0.0
Foreclosure / Delinquency
10.0
Top-Line Metrics
Avg DOM (days)
114.7
Price Cut %
17.1%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
7.3%
Bank Score
64.6
Insurance Score
0.0
Listings Discount
40.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46151 | 34.1 | 14.6 | 0.0 | 40.1 |
| County 18109 | 33.8 | 14.5 | 0.0 | 37.9 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46157 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 17 |
| 46160 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 18 |
| 46120 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 16 |
| 47433 | 36.4 | OVERHEATED | BANK_INSTITUTIONAL | — | 19 |
| 46113 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 17 |
| 46118 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 11 |
| 46166 | 34.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 46158 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 16 |
| 47456 | 30.4 | WEAK | BANK_INSTITUTIONAL | — | 20 |
| 46180 | 30.1 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46151
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.