ZIP
46113
IN · County 18109 · pop 17,367 (population)
36.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #6232
Why This ZIP
ZIP 46113 ranks #6232 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46113 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18109 — ZIP 46113 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18109 — ZIP 46113 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18109 — ZIP 46113 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.6 |
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.7 |
| Bank Institutional | 59.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6232
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp40.9
Pulse score33.9
Signal Breakdown — 10 Categories
Vacancy
3.1
Auction / REO
—
Construction Pressure
70.7
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
47.6
Bank Institutional
59.5
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
107.3
Price Cut %
4.7%
Short-Sale Listings
7
Auction Events 90d
—
Vacancy %
3.1%
Bank Score
59.5
Insurance Score
0.0
Listings Discount
47.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46113 | 33.9 | 16.4 | 0.0 | 47.6 |
| County 18109 | 34.4 | 16.3 | 0.0 | 38.0 |
| IN state avg | 31.8 | 15.8 | 0.0 | 33.3 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46157 | 39.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 19 |
| 46120 | 38.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 17 |
| 46160 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 19 |
| 47433 | 37.1 | OVERHEATED | BANK_INSTITUTIONAL | — | 21 |
| 46118 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 12 |
| 46151 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 18 |
| 46166 | 34.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 46158 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 18 |
| 47456 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 46180 | 30.6 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/46113
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.