ZIP
47986
IN · County 18007 · pop 0 (equal)
22.0
Opportunity Index
WEAKNational rank #33461
Why This ZIP
ZIP 47986 ranks #33461 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.1, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 47986 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18007 — ZIP 47986 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18007 — ZIP 47986 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18007 — ZIP 47986 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 14.0 |
| Property Stress | 9.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 28.5 |
⚠ Missing Data
VacancyAuction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings Discount
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#33461
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.1
Pulse score12.6
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47986 | 12.6 | 8.4 | 0.0 | — |
| County 18007 | 26.4 | 10.9 | 0.0 | 23.3 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47921 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 57 | 13 |
| 47995 | 35.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 47971 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 49 | 10 |
| 47970 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 47948 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 47977 | 27.9 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 47944 | 27.3 | WEAK | BANK_INSTITUTIONAL | 27 | 10 |
| 47917 | 26.9 | WEAK | VACANCY | — | 14 |
| 47975 | 26.0 | WEAK | VACANCY | — | 17 |
| 47942 | 23.5 | WEAK | VACANCY | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47986
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.