ZIP
58831
ND · County 38053 · pop 1,100 (population)
39.4
Opportunity Index
OVERHEATEDNational rank #2743
Why This ZIP
ZIP 58831 ranks #2743 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 30.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58831 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38053 — ZIP 58831 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38053 — ZIP 58831 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38053 — ZIP 58831 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 26.0 |
| Vacancy | 22.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 76.1 |
| Construction Pressure | 70.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#2743
PhaseOVERHEATED
Primary driverVACANCY
Capital opp30.0
Pulse score45.7
Signal Breakdown — 10 Categories
Vacancy
22.7
Auction / REO
—
Construction Pressure
70.5
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
76.1
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
22.7%
Bank Score
76.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58831 | 45.7 | 24.5 | 0.0 | — |
| County 38053 | 42.0 | 26.2 | 0.0 | 23.4 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59221 | 43.3 | OVERHEATED | VACANCY | — | 36 |
| 58835 | 41.9 | STRONG_BUY | VACANCY | 52 | 26 |
| 59270 | 40.7 | OVERHEATED | VACANCY | — | 33 |
| 58838 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 50 | 26 |
| 58854 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 39 | 25 |
| 58640 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 38 | 17 |
| 58763 | 37.1 | OVERHEATED | VACANCY | — | 21 |
| 58757 | 35.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 58621 | 34.0 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58634 | 32.8 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58831
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.