ZIP
75098
TX · County 48085 · pop 67,513 (population)
29.7
Opportunity Index
WEAKNational rank #23234
Why This ZIP
ZIP 75098 ranks #23234 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 75098 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48085 — ZIP 75098 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48085 — ZIP 75098 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48085 — ZIP 75098 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 7.0 |
| Vacancy | 5.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.3 |
| Bank Institutional | 56.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23234
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp31.2
Pulse score28.7
Signal Breakdown — 10 Categories
Vacancy
5.5
Auction / REO
—
Construction Pressure
68.3
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
56.1
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.5%
Bank Score
56.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75098 | 28.7 | 11.2 | 0.0 | — |
| County 48085 | 28.5 | 10.8 | 0.0 | 26.3 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75072 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 11 |
| 75048 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 16 |
| 75452 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 14 |
| 75454 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 11 |
| 75248 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 17 |
| 75491 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 75189 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 12 |
| 75023 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 11 |
| 75035 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 11 |
| 75033 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/75098
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.