ZIP
75407
TX · County 48085 · pop 28,931 (population)
31.1
Opportunity Index
EARLY_SIGNALNational rank #19671
Why This ZIP
ZIP 75407 ranks #19671 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75407 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48085 — ZIP 75407 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48085 — ZIP 75407 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48085 — ZIP 75407 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.2 |
| Property Stress | 11.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.8 |
| Bank Institutional | 60.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#19671
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp33.0
Pulse score29.8
Signal Breakdown — 10 Categories
Vacancy
5.0
Auction / REO
—
Construction Pressure
68.8
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
32.2
Bank Institutional
60.4
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
69.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
5.0%
Bank Score
60.4
Insurance Score
0.0
Listings Discount
32.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75407 | 29.8 | 10.6 | 0.0 | 32.2 |
| County 48085 | 28.5 | 10.8 | 0.0 | 26.3 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75072 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 11 |
| 75048 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 16 |
| 75452 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 14 |
| 75454 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 11 |
| 75248 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 17 |
| 75491 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 75189 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 12 |
| 75023 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 11 |
| 75035 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 11 |
| 75033 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/75407
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.