ZIP
77320
TX · County 48471 · pop 37,458 (population)
38.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #3814
Why This ZIP
ZIP 77320 ranks #3814 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 39.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77320 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48471 — ZIP 77320 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48471 — ZIP 77320 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48471 — ZIP 77320 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.3 |
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 21.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.3 |
| Construction Pressure | 54.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3814
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp39.3
Pulse score37.8
Signal Breakdown — 10 Categories
Vacancy
17.6
Auction / REO
—
Construction Pressure
54.0
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
41.3
Bank Institutional
58.3
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
84.0
Price Cut %
27.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
17.6%
Bank Score
58.3
Insurance Score
0.0
Listings Discount
41.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77320 | 37.8 | 23.0 | 0.0 | 41.3 |
| County 48471 | 36.4 | 23.0 | 0.0 | 34.3 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75862 | 47.0 | STRONG_BUY | VACANCY | 56 | 34 |
| 77831 | 41.0 | STRONG_BUY | VACANCY | 45 | 25 |
| 77340 | 34.8 | EARLY_SIGNAL | VACANCY | 30 | 22 |
| 75852 | 34.1 | EARLY_SIGNAL | VACANCY | — | 24 |
| 77873 | 33.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 77358 | 32.9 | EARLY_SIGNAL | VACANCY | 17 | 22 |
| 77367 | 32.9 | EARLY_SIGNAL | VACANCY | — | 10 |
| 77342 | 26.1 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 77341 | 26.1 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 77334 | 25.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/77320
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.