ZIP
87416
NM · County 35045 · pop 4,354 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15538
Why This ZIP
ZIP 87416 ranks #15538 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 87416 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35045 — ZIP 87416 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35045 — ZIP 87416 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35045 — ZIP 87416 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 21.0 |
| Vacancy | 19.4 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 46.3 |
| Bank Institutional | 33.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15538
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.6
Pulse score29.2
Signal Breakdown — 10 Categories
Vacancy
19.4
Auction / REO
—
Construction Pressure
46.3
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.4%
Bank Score
33.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 87416 | 29.2 | 18.9 | 0.0 | — |
| County 35045 | 34.5 | 19.0 | 0.0 | 30.0 |
| NM state avg | 29.9 | 14.0 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 87412 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 53 | 21 |
| 81137 | 38.7 | OVERHEATED | BANK_INSTITUTIONAL | 32 | 23 |
| 87413 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 21 |
| 87410 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 41 | 21 |
| 87401 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
| 86514 | 35.0 | EARLY_SIGNAL | VACANCY | — | 24 |
| 87420 | 34.6 | EARLY_SIGNAL | VACANCY | 25 | 21 |
| 87419 | 34.6 | EARLY_SIGNAL | VACANCY | 34 | 20 |
| 87417 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 87328 | 33.2 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/87416
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.