ZIP
98823
WA · County 53025 · pop 12,661 (population)
30.6
Opportunity Index
WEAKNational rank #20956
Why This ZIP
ZIP 98823 ranks #20956 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 98823 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 53025 — ZIP 98823 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 53025 — ZIP 98823 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 53025 — ZIP 98823 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 28.3 |
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.7 |
| Construction Pressure | 49.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20956
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.6
Pulse score29.2
Signal Breakdown — 10 Categories
Vacancy
4.9
Auction / REO
—
Construction Pressure
49.7
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
28.3
Bank Institutional
58.7
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
111.7
Price Cut %
13.6%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
4.9%
Bank Score
58.7
Insurance Score
0.0
Listings Discount
28.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 98823 | 29.2 | 16.1 | 0.0 | 28.3 |
| County 53025 | 31.5 | 15.9 | 0.0 | 19.7 |
| WA state avg | 30.5 | 20.6 | 0.0 | 27.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 99116 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 43 | 29 |
| 99103 | 36.9 | OVERHEATED | VACANCY | 33 | 25 |
| 99357 | 35.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 98851 | 34.6 | WATCHLIST | VACANCY | 37 | 14 |
| 98848 | 34.1 | EARLY_SIGNAL | VACANCY | — | 14 |
| 99349 | 34.0 | EARLY_SIGNAL | VACANCY | 29 | 14 |
| 99133 | 32.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 99123 | 31.9 | EARLY_SIGNAL | VACANCY | — | 14 |
| 99321 | 31.2 | EARLY_SIGNAL | VACANCY | — | 12 |
| 98853 | 31.2 | EARLY_SIGNAL | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/98823
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.