Homepride Bank (FDIC #11466): Bank Stress & Real-Estate Credit Exposure

Homepride Bank (FDIC Cert #11466): bank stress 74/100, elevated, STABLE over 7 days; parent BANC 60 INC.

Homepride Bank (#11466) lends in 3 counties across 1 state; Homepride Bank (#11466) reaches 28 ZIP codes: Missouri 3 counties, 28 ZIPs.

Homepride Bank (#11466) largest markets: Douglas County, MO (16 branches, 16 ZIPs) (#11466), Wright County, MO (22 branches, 11 ZIPs) (#11466), Webster County, MO (18 branches, 9 ZIPs) (#11466).

Homepride Bank (#11466) reports $125.3 million in total assets; Homepride Bank (#11466) equity $12.7 million (10.1% of Homepride Bank (#11466) assets); Homepride Bank (#11466) domestic deposits $112.0 million; Homepride Bank (#11466) net income $488,000; Homepride Bank (#11466) return on assets 0.78%; Homepride Bank (#11466) return on equity 7.75%; Homepride Bank (#11466) net interest income $2.6 million; Homepride Bank (#11466) call report June 30, 2026.

Homepride Bank (#11466) noncurrent real-estate loans: none reported; Homepride Bank (#11466) net charge-offs on real estate 0.56%; Homepride Bank (#11466) residential charge-offs 1.52%.

Homepride Bank (#11466) net interest margin 4.44% against an eight-quarter Homepride Bank (#11466) average of 4.21% (Homepride Bank (#11466) compression -0.24 points); Homepride Bank (#11466) non-residential real estate 152.5% of equity; Homepride Bank (#11466) rate-exposure score 40/100, Homepride Bank (#11466) fixed-rate trap 40/100; Homepride Bank (#11466) risk type credit driven; Homepride Bank (#11466) rate regime rates elevated, Homepride Bank (#11466) snapshot October 20, 2026.

Homepride Bank (#11466) stress score moved from 76.3 on June 22, 2026 to 74.4 on October 20, 2026; Homepride Bank (#11466) ranged 74.4 to 76.3 over 117 snapshots.

Homepride Bank (#11466) alerts: 3 counties; top Homepride Bank (#11466) alert scores: Ava County, MO 23 (low); Norwood County, MO 23 (low); Seymour County, MO 23 (low).