Commercial Bank (FDIC #11777): Bank Stress & Real-Estate Credit Exposure
Commercial Bank (FDIC Cert #11777): bank stress 85/100, severe, STABLE over 7 days.
Commercial Bank (#11777) lends in 3 counties across 1 state; Commercial Bank (#11777) reaches 30 ZIP codes: Kansas 3 counties, 30 ZIPs.
Commercial Bank (#11777) largest markets: Labette County, KS (52 branches, 13 ZIPs) (#11777), Montgomery County, KS (26 branches, 13 ZIPs) (#11777), Neosho County, KS (22 branches, 11 ZIPs) (#11777).
Commercial Bank (#11777) reports $382.2 million in total assets; Commercial Bank (#11777) equity $25.9 million (6.8% of Commercial Bank (#11777) assets); Commercial Bank (#11777) domestic deposits $354.2 million; Commercial Bank (#11777) net income $1.6 million; Commercial Bank (#11777) return on assets 0.82%; Commercial Bank (#11777) return on equity 11.00%; Commercial Bank (#11777) net interest income $6.4 million; Commercial Bank (#11777) call report June 30, 2026.
Commercial Bank (#11777) noncurrent real-estate loans: none reported; Commercial Bank (#11777) net charge-offs on real estate 0.28%; Commercial Bank (#11777) residential charge-offs 0.93%.
Commercial Bank (#11777) net interest margin 3.49% against an eight-quarter Commercial Bank (#11777) average of 3.25% (Commercial Bank (#11777) compression -0.24 points); Commercial Bank (#11777) non-residential real estate 92.6% of equity; Commercial Bank (#11777) rate-exposure score 40/100, Commercial Bank (#11777) fixed-rate trap 40/100; Commercial Bank (#11777) risk type credit driven; Commercial Bank (#11777) rate regime rates elevated, Commercial Bank (#11777) snapshot October 19, 2026.
Commercial Bank (#11777) stress score moved from 79.5 on June 22, 2026 to 84.7 on October 20, 2026; Commercial Bank (#11777) ranged 79.5 to 84.7 over 117 snapshots.
Commercial Bank (#11777) alerts: 3 counties; top Commercial Bank (#11777) alert scores: Erie County, KS 28 (low); Independence County, KS 28 (low); Parsons County, KS 28 (low).