Security State Bank (FDIC #12592): Bank Stress & Real-Estate Credit Exposure
Security State Bank (FDIC Cert #12592): bank stress 84/100, severe, STABLE over 7 days; parent FINANCIAL SECURITY CORP.
Security State Bank (#12592) lends in 4 counties across 1 state; Security State Bank (#12592) reaches 35 ZIP codes: Wyoming 4 counties, 35 ZIPs.
Security State Bank (#12592) largest markets: Big Horn County, WY (30 branches, 15 ZIPs) (#12592), Sheridan County, WY (12 branches, 12 ZIPs) (#12592), Campbell County, WY (8 branches, 8 ZIPs) (#12592), Washakie County, WY (2 branches, 2 ZIPs) (#12592).
Security State Bank (#12592) reports $449.1 million in total assets; Security State Bank (#12592) equity $38.6 million (8.6% of Security State Bank (#12592) assets); Security State Bank (#12592) domestic deposits $380.1 million; Security State Bank (#12592) net income $1.2 million; Security State Bank (#12592) return on assets 0.56%; Security State Bank (#12592) return on equity 6.43%; Security State Bank (#12592) net interest income $6.6 million; Security State Bank (#12592) call report June 30, 2026.
Security State Bank (#12592) noncurrent real-estate loans 0.01% of its book; Security State Bank (#12592) residential 0.03%; Security State Bank (#12592) net charge-offs on real estate 0.14%; Security State Bank (#12592) residential charge-offs 0.40%.
Security State Bank (#12592) net interest margin 3.19% against an eight-quarter Security State Bank (#12592) average of 2.80% (Security State Bank (#12592) compression -0.39 points); Security State Bank (#12592) real-estate loans 1.1% of equity; Security State Bank (#12592) non-residential real estate 40.3% of equity; Security State Bank (#12592) rate-exposure score 40/100, Security State Bank (#12592) fixed-rate trap 40/100; Security State Bank (#12592) risk type credit driven; Security State Bank (#12592) rate regime rates elevated, Security State Bank (#12592) snapshot October 20, 2026.
Security State Bank (#12592) stress score moved from 83 on June 22, 2026 to 84.3 on October 20, 2026; Security State Bank (#12592) ranged 83 to 84.3 over 117 snapshots.
Security State Bank (#12592) alerts: 4 counties; top Security State Bank (#12592) alert scores: Sheridan County, WY 51 (elevated); Basin County, WY 28 (low); Gillette County, WY 28 (low); Worland County, WY 28 (low).