First Western Bank (FDIC #13083): Bank Stress & Real-Estate Credit Exposure
First Western Bank (FDIC Cert #13083): bank stress 73/100, elevated, STABLE over 7 days; parent FIRST W BANCSHARES EMPLOYEE STK OWNERSHIP TR.
First Western Bank (#13083) lends in 4 counties across 1 state; First Western Bank (#13083) reaches 64 ZIP codes: Arkansas 4 counties, 64 ZIPs.
First Western Bank (#13083) largest markets: Benton County, AR (110 branches, 22 ZIPs) (#13083), Washington County, AR (20 branches, 20 ZIPs) (#13083), Sebastian County, AR (17 branches, 17 ZIPs) (#13083), Logan County, AR (52 branches, 13 ZIPs) (#13083).
First Western Bank (#13083) reports $792.7 million in total assets; First Western Bank (#13083) equity $69.9 million (8.8% of First Western Bank (#13083) assets); First Western Bank (#13083) domestic deposits $673.8 million; First Western Bank (#13083) net income $4.3 million; First Western Bank (#13083) return on assets 1.11%; First Western Bank (#13083) return on equity 12.56%; First Western Bank (#13083) net interest income $14.6 million; First Western Bank (#13083) call report June 30, 2026.
First Western Bank (#13083) noncurrent real-estate loans: none reported; First Western Bank (#13083) net charge-offs on real estate 0.72%; First Western Bank (#13083) residential charge-offs 2.72%.
First Western Bank (#13083) net interest margin 4.06% against an eight-quarter First Western Bank (#13083) average of 3.81% (First Western Bank (#13083) compression -0.25 points); First Western Bank (#13083) non-residential real estate 272.2% of equity; First Western Bank (#13083) rate-exposure score 40/100, First Western Bank (#13083) fixed-rate trap 40/100; First Western Bank (#13083) risk type credit driven; First Western Bank (#13083) rate regime rates elevated, First Western Bank (#13083) snapshot October 19, 2026.
First Western Bank (#13083) stress score moved from 71.5 on June 22, 2026 to 72.5 on October 19, 2026; First Western Bank (#13083) ranged 71.5 to 72.5 over 116 snapshots.
First Western Bank (#13083) alerts: 4 counties; top First Western Bank (#13083) alert scores: Fort Smith County, AR 24 (low); Ratcliff County, AR 24 (low); Rogers County, AR 24 (low); Springdale County, AR 24 (low).