Midwest Bank (FDIC #13255): Bank Stress & Real-Estate Credit Exposure
Midwest Bank (FDIC Cert #13255): bank stress 73/100, elevated, STABLE over 7 days; parent MIDWEST BANC HOLDING CO.
Midwest Bank (#13255) lends in 8 counties across 1 state; Midwest Bank (#13255) reaches 115 ZIP codes: Nebraska 8 counties, 115 ZIPs.
Midwest Bank (#13255) largest markets: Lancaster County, NE (88 branches, 44 ZIPs) (#13255), Thayer County, NE (17 branches, 17 ZIPs) (#13255), York County, NE (15 branches, 15 ZIPs) (#13255), Cuming County, NE (11 branches, 11 ZIPs) (#13255), Knox County, NE (11 branches, 11 ZIPs) (#13255), Stanton County, NE (10 branches, 10 ZIPs) (#13255).
Midwest Bank (#13255) reports $1.24 billion in total assets; Midwest Bank (#13255) equity $109.3 million (8.8% of Midwest Bank (#13255) assets); Midwest Bank (#13255) domestic deposits $1.04 billion; Midwest Bank (#13255) net income $6.8 million; Midwest Bank (#13255) return on assets 1.10%; Midwest Bank (#13255) return on equity 12.84%; Midwest Bank (#13255) net interest income $21.5 million; Midwest Bank (#13255) call report June 30, 2026.
Midwest Bank (#13255) noncurrent real-estate loans: none reported; Midwest Bank (#13255) residential 0.01%; Midwest Bank (#13255) net charge-offs on real estate 0.45%; Midwest Bank (#13255) residential charge-offs 0.86%.
Midwest Bank (#13255) net interest margin 3.69% against an eight-quarter Midwest Bank (#13255) average of 3.30% (Midwest Bank (#13255) compression -0.39 points); Midwest Bank (#13255) real-estate loans 0.5% of equity; Midwest Bank (#13255) non-residential real estate 85.8% of equity; Midwest Bank (#13255) rate-exposure score 40/100, Midwest Bank (#13255) fixed-rate trap 40/100; Midwest Bank (#13255) risk type credit driven; Midwest Bank (#13255) rate regime rates elevated, Midwest Bank (#13255) snapshot October 19, 2026.
Midwest Bank (#13255) stress score moved from 74.8 on June 22, 2026 to 72.7 on October 19, 2026; Midwest Bank (#13255) ranged 72.7 to 74.8 over 116 snapshots.
Midwest Bank (#13255) alerts: 8 counties; top Midwest Bank (#13255) alert scores: Lincoln County, NE 45 (moderate); York County, NE 40 (moderate); Creighton County, NE 24 (low); Deshler County, NE 24 (low); Norfolk County, NE 24 (low).