Malvern National Bank (FDIC #14644): Bank Stress & Real-Estate Credit Exposure
Malvern National Bank (FDIC Cert #14644): bank stress 72/100, elevated, STABLE over 7 days; parent MNB BANCSHARES INC.
Malvern National Bank (#14644) lends in 6 counties across 1 state; Malvern National Bank (#14644) reaches 77 ZIP codes: Arkansas 6 counties, 77 ZIPs.
Malvern National Bank (#14644) largest markets: Pulaski County, AR (72 branches, 36 ZIPs) (#14644), Faulkner County, AR (15 branches, 15 ZIPs) (#14644), Grant County, AR (14 branches, 14 ZIPs) (#14644), Saline County, AR (42 branches, 14 ZIPs) (#14644), Hot Spring County, AR (65 branches, 13 ZIPs) (#14644), Garland County, AR (30 branches, 10 ZIPs) (#14644).
Malvern National Bank (#14644) reports $728.4 million in total assets; Malvern National Bank (#14644) equity $67.9 million (9.3% of Malvern National Bank (#14644) assets); Malvern National Bank (#14644) domestic deposits $655.4 million; Malvern National Bank (#14644) net income $3.7 million; Malvern National Bank (#14644) return on assets 1.02%; Malvern National Bank (#14644) return on equity 11.08%; Malvern National Bank (#14644) net interest income $10.9 million; Malvern National Bank (#14644) call report June 30, 2026.
Malvern National Bank (#14644) noncurrent real-estate loans: none reported; Malvern National Bank (#14644) commercial real estate -0.67%; Malvern National Bank (#14644) net charge-offs on real estate 0.12%; Malvern National Bank (#14644) residential charge-offs 0.15%.
Malvern National Bank (#14644) net interest margin 3.28% against an eight-quarter Malvern National Bank (#14644) average of 3.11% (Malvern National Bank (#14644) compression -0.17 points); Malvern National Bank (#14644) non-residential real estate 15.1% of equity; Malvern National Bank (#14644) rate-exposure score 40/100, Malvern National Bank (#14644) fixed-rate trap 40/100; Malvern National Bank (#14644) risk type credit driven; Malvern National Bank (#14644) rate regime rates elevated, Malvern National Bank (#14644) snapshot October 19, 2026.
Malvern National Bank (#14644) stress score moved from 72.3 on June 22, 2026 to 72.5 on October 20, 2026; Malvern National Bank (#14644) ranged 72.3 to 72.5 over 117 snapshots.
Malvern National Bank (#14644) alerts: 5 counties; top Malvern National Bank (#14644) alert scores: Conway County, AR 28 (low); Hot Springs National Park County, AR 23 (low); Little Rock County, AR 23 (low); Malvern County, AR 23 (low); Sheridan County, AR 23 (low).