Peoples Bank (FDIC #14692): Bank Stress & Real-Estate Credit Exposure

Peoples Bank (FDIC Cert #14692): bank stress 74/100, elevated, STABLE over 7 days; parent RIGLER INVESTMENT CO.

Peoples Bank (#14692) lends in 5 counties across 1 state; Peoples Bank (#14692) reaches 90 ZIP codes: Iowa 5 counties, 90 ZIPs.

Peoples Bank (#14692) largest markets: Polk County, IA (42 branches, 42 ZIPs) (#14692), Dallas County, IA (50 branches, 25 ZIPs) (#14692), Boone County, IA (21 branches, 21 ZIPs) (#14692), Guthrie County, IA (18 branches, 18 ZIPs) (#14692), Greene County, IA (39 branches, 13 ZIPs) (#14692).

Peoples Bank (#14692) reports $529.6 million in total assets; Peoples Bank (#14692) equity $43.3 million (8.2% of Peoples Bank (#14692) assets); Peoples Bank (#14692) domestic deposits $464.3 million; Peoples Bank (#14692) net income $3.0 million; Peoples Bank (#14692) return on assets 1.17%; Peoples Bank (#14692) return on equity 14.17%; Peoples Bank (#14692) net interest income $7.0 million; Peoples Bank (#14692) call report June 30, 2026.

Peoples Bank (#14692) noncurrent real-estate loans: none reported; Peoples Bank (#14692) net charge-offs on real estate 0.12%.

Peoples Bank (#14692) net interest margin 2.93% against an eight-quarter Peoples Bank (#14692) average of 2.65% (Peoples Bank (#14692) compression -0.29 points); Peoples Bank (#14692) rate-exposure score 40/100, Peoples Bank (#14692) fixed-rate trap 40/100; Peoples Bank (#14692) risk type credit driven; Peoples Bank (#14692) rate regime rates elevated, Peoples Bank (#14692) snapshot October 19, 2026.

Peoples Bank (#14692) stress score moved from 65.5 on June 22, 2026 to 73.5 on October 19, 2026; Peoples Bank (#14692) ranged 65.5 to 73.5 over 116 snapshots.

Peoples Bank (#14692) alerts: 5 counties; top Peoples Bank (#14692) alert scores: Boone County, IA 45 (moderate); Clive County, IA 25 (low); Guthrie Center County, IA 25 (low); Scranton County, IA 25 (low); Waukee County, IA 25 (low).