First Bank (FDIC #14885): Bank Stress & Real-Estate Credit Exposure

First Bank (FDIC Cert #14885): bank stress 73/100, elevated, STABLE over 7 days; parent FIRST BCORP INC.

First Bank (#14885) lends in 6 counties across 1 state; First Bank (#14885) reaches 17 ZIP codes: Alaska 6 counties, 17 ZIPs.

First Bank (#14885) largest markets: Prince Of Wales-Hyder County, AK (12 branches, 12 ZIPs) (#14885), Juneau County, AK (4 branches, 2 ZIPs) (#14885), Wrangell County, AK (2 branches, 2 ZIPs) (#14885), Ketchikan Gateway County, AK (3 branches, 1 ZIPs) (#14885), Petersburg County, AK (1 branch, 1 ZIPs) (#14885), Sitka County, AK (1 branch, 1 ZIPs) (#14885).

First Bank (#14885) reports $889.9 million in total assets; First Bank (#14885) equity $71.5 million (8.0% of First Bank (#14885) assets); First Bank (#14885) domestic deposits $816.2 million; First Bank (#14885) net income $5.3 million; First Bank (#14885) return on assets 1.22%; First Bank (#14885) return on equity 15.08%; First Bank (#14885) net interest income $14.3 million; First Bank (#14885) call report June 30, 2026.

First Bank (#14885) noncurrent real-estate loans: none reported; First Bank (#14885) net charge-offs on real estate 0.04%.

First Bank (#14885) net interest margin 3.41% against an eight-quarter First Bank (#14885) average of 3.25% (First Bank (#14885) compression -0.15 points); First Bank (#14885) rate-exposure score 40/100, First Bank (#14885) fixed-rate trap 40/100; First Bank (#14885) risk type credit driven; First Bank (#14885) rate regime rates elevated, First Bank (#14885) snapshot October 19, 2026.

First Bank (#14885) stress score moved from 75.5 on June 22, 2026 to 73.1 on October 19, 2026; First Bank (#14885) ranged 73.1 to 75.5 over 116 snapshots.

First Bank (#14885) alerts: 6 counties; top First Bank (#14885) alert scores: Petersburg County, AK 47 (moderate); Wrangell County, AK 47 (moderate); Juneau County, AK 40 (moderate); Sitka County, AK 39 (moderate); Craig County, AK 25 (low).