First National Bank Alaska (FDIC #16130): Bank Stress & Real-Estate Credit Exposure

First National Bank Alaska (FDIC Cert #16130): bank stress 53/100, moderate, STABLE over 7 days.

First National Bank Alaska (#16130) lends in 12 counties across 1 state; First National Bank Alaska (#16130) reaches 106 ZIP codes: Alaska 12 counties, 106 ZIPs.

First National Bank Alaska (#16130) largest markets: Bethel County, AK (27 branches, 27 ZIPs) (#16130), Anchorage County, AK (162 branches, 18 ZIPs) (#16130), Kenai Peninsula County, AK (60 branches, 15 ZIPs) (#16130), Matanuska-Susitna County, AK (24 branches, 12 ZIPs) (#16130), Fairbanks North Star County, AK (22 branches, 11 ZIPs) (#16130), Denali County, AK (6 branches, 6 ZIPs) (#16130).

First National Bank Alaska (#16130) reports $5.12 billion in total assets; First National Bank Alaska (#16130) equity $585.2 million (11.4% of First National Bank Alaska (#16130) assets); First National Bank Alaska (#16130) domestic deposits $3.69 billion; First National Bank Alaska (#16130) net income $42.0 million; First National Bank Alaska (#16130) return on assets 1.65%; First National Bank Alaska (#16130) return on equity 14.56%; First National Bank Alaska (#16130) net interest income $99.2 million; First National Bank Alaska (#16130) call report June 30, 2026.

First National Bank Alaska (#16130) noncurrent real-estate loans 0.01% of its book; First National Bank Alaska (#16130) net charge-offs on real estate 0.36%; First National Bank Alaska (#16130) residential charge-offs 0.51%.

First National Bank Alaska (#16130) net interest margin 4.02% against an eight-quarter First National Bank Alaska (#16130) average of 3.68% (First National Bank Alaska (#16130) compression -0.34 points); First National Bank Alaska (#16130) real-estate loans 1.0% of equity; First National Bank Alaska (#16130) non-residential real estate 51.0% of equity; First National Bank Alaska (#16130) rate-exposure score 40/100, First National Bank Alaska (#16130) fixed-rate trap 40/100; First National Bank Alaska (#16130) risk type credit driven; First National Bank Alaska (#16130) rate regime rates elevated, First National Bank Alaska (#16130) snapshot October 19, 2026.

First National Bank Alaska (#16130) stress score moved from 51.2 on June 22, 2026 to 52.6 on October 20, 2026; First National Bank Alaska (#16130) ranged 51.2 to 52.6 over 117 snapshots.

First National Bank Alaska (#16130) alerts: 12 counties; top First National Bank Alaska (#16130) alert scores: Juneau County, AK 35 (low); Sitka County, AK 34 (low); Bethel County, AK 33 (low); Haines County, AK 29 (low); Fairbanks County, AK 20 (low).